New Patient Office Visit (level 4) at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$461.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$592.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.80 with United Healthcare vs $374.85 with Martin's Point — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Medicaid $20.80 ↓ -95%
United Healthcare United Healthcare CHIP $20.80 ↓ -95%
Carelon Carelon Washington County $62.44 ↓ -86%
Carelon Carelon Armstrong County $62.44 ↓ -86%
Carelon Carelon Beaver County $62.44 ↓ -86%
Carelon Carelon Butler County $62.44 ↓ -86%
Carelon Carelon Indiana County $62.44 ↓ -86%
Carelon Carelon Lawrence County $62.44 ↓ -86%
Carelon Carelon Westmoreland County $62.44 ↓ -86%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $92.00 ↓ -80%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $92.00 ↓ -80%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $92.00 ↓ -80%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $92.00 ↓ -80%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $92.00 ↓ -80%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $92.00 ↓ -80%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $92.00 ↓ -80%
Amerihealth Amerihealth Caritas Medicare (NY) $94.89 ↓ -79%
Amerihealth Amerihealth Caritas D-SNP Medicare $94.89 ↓ -79%
Univera Univera Essential Plan $112.08 ↓ -76%
Univera Univera Healthy New York $112.08 ↓ -76%
Highmark Highmark Community Blue Medicare $116.03 ↓ -75%
Univera Univera Medicare $117.84 ↓ -74%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $119.29 ↓ -74%
Life Pittsburgh Life Pittsburgh Medicare $124.76 ↓ -73%
Highmark Highmark Security Blue $128.50 ↓ -72%
Geisinger Geisinger Medicaid HC $131.04 ↓ -72%
Amerihealth Amerihealth Caritas HC Medicaid $131.04 ↓ -72%
Geisinger Geisinger CHIP $131.04 ↓ -72%
Amerihealth Amerihealth Caritas CHC Medicaid $131.04 ↓ -72%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $132.25 ↓ -71%
Devoted Medicare Devoted Health Medicare Advantage $132.25 ↓ -71%
Highmark Highmark Together Blue $133.97 ↓ -71%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $135.56 ↓ -71%
Univera Univera Commercial $136.59 ↓ -70%
American Health Plans American Health Plans Medicare $137.24 ↓ -70%
Jefferson Health Plans Jefferson Health Plans $138.27 ↓ -70%
Highmark Highmark Social Mission Indemnity $141.71 ↓ -69%
Highmark Highmark Social Mission Managed Care $141.71 ↓ -69%
Highmark Highmark My Direct Blue $141.71 ↓ -69%
Highmark Highmark My Blue Access $141.71 ↓ -69%
Highmark Highmark Performance Blue $141.71 ↓ -69%
Highmark Highmark Managed Care $141.71 ↓ -69%
Highmark Highmark Indemnity $141.71 ↓ -69%
Highmark Highmark Connect Blue $141.71 ↓ -69%
Highmark Highmark Community Blue $141.71 ↓ -69%
Highmark Highmark Blue High Performance $141.71 ↓ -69%
Amerihealth Amerihealth Medicaid CHC $149.11 ↓ -68%
Amerihealth Amerihealth Medicaid HC $149.11 ↓ -68%
Cigna Cigna Commercial $212.43 ↓ -54%
United Healthcare United Healthcare Navigate Nexus Commercial $233.69 ↓ -49%
United Healthcare United Healthcare Of OH Medicaid $246.38 ↓ -47%
United Healthcare United Healthcare Commercial $246.38 ↓ -47%
Martin's Point Martin's Point $374.85 ↓ -19%

Visitor-reported prices

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New Patient Office Visit (level 4) at other New-york hospitals

Hospital City Cash price Negotiated range
UPMC Chautauqua Jamestown $165.60 $61.00 – $248.40
NewYork-Presbyterian Queens Flushing $1,014.00 $1,150.38 – $1,206.57
NewYork-Presbyterian Columbia University Irving Medical Center New York $715.00 $1,171.73 – $1,171.73
Rochester General Hospital Rochester $443.20 $72.00 – $72.00
Clifton Springs Hospital and Clinic Clifton Springs $443.20 $43.25 – $202.20
Gouverneur Hospital Gouverneur $390.13 $66.04 – $216.28
Massena Hospital Massena $392.19 $66.04 – $216.28
Canton-Potsdam Hospital Potsdam $397.79 $102.08 – $216.28

All New-york hospitals for this procedure →