Nctrnl pen tmscn&/rgdity tst at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$66.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$301.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.75 with Univera vs $552.59 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $11.75 | ↓ -82% |
| Univera | Univera Essential Plan | $11.75 | ↓ -82% |
| Highmark | Highmark Together Blue | $14.74 | ↓ -78% |
| Univera | Univera Medicare | $14.94 | ↓ -77% |
| Highmark | Highmark Indemnity | $15.60 | ↓ -76% |
| Highmark | Highmark Blue High Performance | $15.60 | ↓ -76% |
| Highmark | Highmark Community Blue | $15.60 | ↓ -76% |
| Highmark | Highmark Performance Blue | $15.60 | ↓ -76% |
| Highmark | Highmark My Direct Blue | $15.60 | ↓ -76% |
| Highmark | Highmark My Blue Access | $15.60 | ↓ -76% |
| Highmark | Highmark Connect Blue | $15.60 | ↓ -76% |
| Highmark | Highmark Managed Care | $15.60 | ↓ -76% |
| Highmark | Highmark Social Mission Managed Care | $15.60 | ↓ -76% |
| Highmark | Highmark Social Mission Indemnity | $15.60 | ↓ -76% |
| Univera | Univera Commercial | $19.22 | ↓ -71% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $21.37 | ↓ -68% |
| Cigna | Cigna Commercial | $22.39 | ↓ -66% |
| United Healthcare | United Healthcare Of OH Medicaid | $22.53 | ↓ -66% |
| United Healthcare | United Healthcare Commercial | $22.53 | ↓ -66% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $26.25 | ↓ -60% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $26.25 | ↓ -60% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $33.00 | ↓ -50% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $36.25 | ↓ -45% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $36.25 | ↓ -45% |
| Geisinger | Geisinger Medicaid HC | $36.25 | ↓ -45% |
| United Healthcare | United Healthcare Medicaid | $36.25 | ↓ -45% |
| Geisinger | Geisinger CHIP | $36.25 | ↓ -45% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $37.50 | ↓ -43% |
| Jefferson Health Plans | Jefferson Health Plans | $38.25 | ↓ -42% |
| United Healthcare | United Healthcare CHIP | $40.00 | ↓ -40% |
| Amerihealth | Amerihealth Medicaid HC | $41.25 | ↓ -38% |
| Amerihealth | Amerihealth Medicaid CHC | $41.25 | ↓ -38% |
| Highmark | Highmark Complete Blue Medicare | $264.78 | ↑ +300% |
| Highmark | Highmark Community Blue Medicare PPO | $264.78 | ↑ +300% |
| Highmark | Highmark Freedom Blue | $267.66 | ↑ +304% |
| Life Pittsburgh | Life Pittsburgh Medicare | $287.80 | ↑ +335% |
| American Health Plans | American Health Plans Medicare | $287.80 | ↑ +335% |
| Martin's Point | Martin's Point | $287.80 | ↑ +335% |
| Devoted Medicare | Devoted Health Medicare Advantage | $296.44 | ↑ +348% |
| Aetna | Aetna Medicare | $299.32 | ↑ +352% |
| Highmark | Highmark Community Blue Medicare HMO | $299.32 | ↑ +352% |
| Highmark | Highmark Security Blue | $299.32 | ↑ +352% |
| Highmark | Highmark Together Blue Medicare | $299.32 | ↑ +352% |
| Amerihealth | Amerihealth Medicare New York | $302.20 | ↑ +356% |
| Humana | Humana Commercial | $305.07 | ↑ +361% |
| United Healthcare | United Healthcare Medicare I-SNP | $307.95 | ↑ +365% |
| United Healthcare | United Healthcare Medicare D-SNP | $310.83 | ↑ +369% |
| Molina | Molina Ohio | $313.71 | ↑ +374% |
| Highmark | Highmark Performance Blue Enhanced | $419.22 | ↑ +533% |
| Aetna | Aetna Commercial | $552.59 | ↑ +734% |
Visitor-reported prices
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Nctrnl pen tmscn&/rgdity tst at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $287.81 | $38.50 – $467.82 |
| Harlem Hospital Center | New York | $287.81 | $38.36 – $352.43 |
| Kings County Hospital Center | Brooklyn | $287.81 | $38.36 – $467.82 |
| Lincoln Medical Center | Bronx | $287.81 | $38.50 – $352.43 |
| Metropolitan Hospital Center | New York | $287.81 | $38.36 – $352.43 |
| Queens Hospital Center | Jamaica | $287.81 | $38.64 – $467.82 |
| Woodhull Medical Center | Brooklyn | $287.81 | $38.36 – $467.82 |
| South Brooklyn Health | Brooklyn | $287.81 | $38.36 – $352.43 |