Nasopharyngoscopy w/endoscope at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$23.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$106.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.98 with Univera vs $441.10 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $30.98 ↑ +33%
Univera Univera Healthy New York $30.98 ↑ +33%
Highmark Highmark Community Blue Medicare $32.90 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $35.38 ↑ +52%
Highmark Highmark Security Blue $36.44 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $37.50 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $37.50 ↑ +61%
Univera Univera Medicare $38.57 ↑ +65%
American Health Plans American Health Plans Medicare $38.92 ↑ +67%
Highmark Highmark Together Blue $40.14 ↑ +72%
Univera Univera Commercial $40.64 ↑ +74%
Highmark Highmark Social Mission Indemnity $42.46 ↑ +82%
Highmark Highmark Blue High Performance $42.46 ↑ +82%
Highmark Highmark Community Blue $42.46 ↑ +82%
Highmark Highmark Connect Blue $42.46 ↑ +82%
Highmark Highmark Social Mission Managed Care $42.46 ↑ +82%
Highmark Highmark Indemnity $42.46 ↑ +82%
Highmark Highmark Managed Care $42.46 ↑ +82%
Highmark Highmark My Blue Access $42.46 ↑ +82%
Highmark Highmark My Direct Blue $42.46 ↑ +82%
Highmark Highmark Performance Blue $42.46 ↑ +82%
Cigna Cigna Commercial $59.95 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $68.50 ↑ +194%
United Healthcare United Healthcare Of OH Medicaid $72.22 ↑ +210%
United Healthcare United Healthcare Commercial $72.22 ↑ +210%
United Healthcare United Healthcare Medicaid $174.46 ↑ +648%
United Healthcare United Healthcare CHIP $174.46 ↑ +648%
Highmark Highmark Complete Blue Medicare $211.36 ↑ +806%
Highmark Highmark Community Blue Medicare PPO $211.36 ↑ +806%
Highmark Highmark Freedom Blue $213.66 ↑ +816%
Martin's Point Martin's Point $229.74 ↑ +885%
Aetna Aetna Medicare $238.93 ↑ +925%
Highmark Highmark Together Blue Medicare $238.93 ↑ +925%
Highmark Highmark Community Blue Medicare HMO $238.93 ↑ +925%
Amerihealth Amerihealth Medicare New York $241.22 ↑ +934%
Amerihealth Amerihealth Caritas D-SNP Medicare $241.22 ↑ +934%
Humana Humana Commercial $243.52 ↑ +944%
United Healthcare United Healthcare Medicare I-SNP $245.82 ↑ +954%
United Healthcare United Healthcare Medicare D-SNP $248.12 ↑ +964%
Molina Molina Ohio $250.41 ↑ +974%
Highmark Highmark Performance Blue Enhanced $334.64 ↑ +1335%
Aetna Aetna Commercial $441.10 ↑ +1792%

Visitor-reported prices

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Nasopharyngoscopy w/endoscope at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $229.74 $0.01 – $781.00
Kings County Hospital Center Brooklyn $229.74 $0.01 – $781.00
Lincoln Medical Center Bronx $229.74 $0.01 – $781.00
Metropolitan Hospital Center New York $229.74 $0.01 – $781.00
Queens Hospital Center Jamaica $229.74 $0.01 – $781.00
Woodhull Medical Center Brooklyn $229.74 $0.01 – $781.00
South Brooklyn Health Brooklyn $229.74 $0.01 – $781.00
North Central Bronx Bronx $229.74 $0.01 – $781.00

All New-york hospitals for this procedure →