Nasal/sinus endoscopy surg w/bx 31237 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$99.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$450.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.04 with Univera vs $3,918.08 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $130.04 ↑ +31%
Univera Univera Healthy New York $130.04 ↑ +31%
Highmark Highmark Community Blue Medicare $139.43 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $149.93 ↑ +51%
Highmark Highmark Security Blue $154.43 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $158.93 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $158.93 ↑ +61%
Univera Univera Medicare $161.95 ↑ +64%
American Health Plans American Health Plans Medicare $164.92 ↑ +67%
Amerihealth Amerihealth Caritas D-SNP Medicare $168.48 ↑ +70%
Amerihealth Amerihealth Caritas Medicare (NY) $168.48 ↑ +70%
Univera Univera Commercial $173.04 ↑ +75%
Highmark Highmark Together Blue $185.30 ↑ +87%
Highmark Highmark My Direct Blue $196.01 ↑ +98%
Highmark Highmark Blue High Performance $196.01 ↑ +98%
Highmark Highmark Community Blue $196.01 ↑ +98%
Highmark Highmark Connect Blue $196.01 ↑ +98%
Highmark Highmark Indemnity $196.01 ↑ +98%
Highmark Highmark Managed Care $196.01 ↑ +98%
Highmark Highmark My Blue Access $196.01 ↑ +98%
Highmark Highmark Performance Blue $196.01 ↑ +98%
Highmark Highmark Social Mission Indemnity $196.01 ↑ +98%
Highmark Highmark Social Mission Managed Care $196.01 ↑ +98%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $211.81 ↑ +114%
United Healthcare United Healthcare Medicaid $232.67 ↑ +135%
Amerihealth Amerihealth Caritas HC Medicaid $232.67 ↑ +135%
Amerihealth Amerihealth Caritas CHC Medicaid $232.67 ↑ +135%
Geisinger Geisinger Medicaid HC $232.67 ↑ +135%
Geisinger Geisinger CHIP $232.67 ↑ +135%
Cigna Cigna Commercial $254.14 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $288.31 ↑ +191%
United Healthcare United Healthcare Of OH Medicaid $303.97 ↑ +207%
United Healthcare United Healthcare Commercial $303.97 ↑ +207%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +1076%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +1099%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +1154%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +1193%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +1193%
Highmark Highmark Community Blue Medicare PPO $1,877.42 ↑ +1796%
Highmark Highmark Complete Blue Medicare $1,877.42 ↑ +1796%
Highmark Highmark Freedom Blue $1,897.82 ↑ +1817%
Martin's Point Martin's Point $2,040.67 ↑ +1961%
Highmark Highmark Community Blue Medicare HMO $2,122.30 ↑ +2044%
Highmark Highmark Together Blue Medicare $2,122.30 ↑ +2044%
Aetna Aetna Medicare $2,122.30 ↑ +2044%
Amerihealth Amerihealth Medicare New York $2,142.70 ↑ +2064%
Humana Humana Commercial $2,163.11 ↑ +2085%
United Healthcare United Healthcare Medicare I-SNP $2,183.52 ↑ +2106%
United Healthcare United Healthcare Medicare D-SNP $2,203.92 ↑ +2126%
Molina Molina Ohio $2,224.33 ↑ +2147%
Highmark Highmark Performance Blue Enhanced $2,972.44 ↑ +2902%
Aetna Aetna Commercial $3,918.08 ↑ +3858%

Visitor-reported prices

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Nasal/sinus endoscopy surg w/bx 31237 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,040.67 $0.01 – $3,332.73
Kings County Hospital Center Brooklyn $2,040.67 $0.01 – $3,332.73
Lincoln Medical Center Bronx $2,040.67 $0.01 – $2,510.66
Metropolitan Hospital Center New York $2,040.67 $0.01 – $2,510.66
Queens Hospital Center Jamaica $2,040.67 $0.01 – $3,332.73
Woodhull Medical Center Brooklyn $2,040.67 $0.01 – $3,332.73
South Brooklyn Health Brooklyn $2,040.67 $0.01 – $2,510.66
North Central Bronx Bronx $2,040.67 $0.01 – $3,332.73

All New-york hospitals for this procedure →