Nasal/sinus endo w/ethmoidectomy tot 31255 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$198.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$903.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$261.78 with Univera vs $15,728.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $261.78 ↑ +32%
Univera Univera Essential Plan $261.78 ↑ +32%
Univera Univera Medicare $326.02 ↑ +64%
Highmark Highmark Together Blue $342.08 ↑ +72%
Univera Univera Commercial $348.35 ↑ +75%
Highmark Highmark Indemnity $361.86 ↑ +82%
Highmark Highmark Community Blue $361.86 ↑ +82%
Highmark Highmark Connect Blue $361.86 ↑ +82%
Highmark Highmark Social Mission Managed Care $361.86 ↑ +82%
Highmark Highmark Social Mission Indemnity $361.86 ↑ +82%
Highmark Highmark Performance Blue $361.86 ↑ +82%
Highmark Highmark My Direct Blue $361.86 ↑ +82%
Highmark Highmark My Blue Access $361.86 ↑ +82%
Highmark Highmark Managed Care $361.86 ↑ +82%
Highmark Highmark Blue High Performance $361.86 ↑ +82%
Amerihealth Amerihealth Caritas Medicare (NY) $396.41 ↑ +100%
Amerihealth Amerihealth Caritas D-SNP Medicare $396.41 ↑ +100%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $498.34 ↑ +151%
Cigna Cigna Commercial $513.02 ↑ +158%
United Healthcare United Healthcare Medicaid $547.42 ↑ +176%
Amerihealth Amerihealth Caritas CHC Medicaid $547.42 ↑ +176%
Amerihealth Amerihealth Caritas HC Medicaid $547.42 ↑ +176%
Geisinger Geisinger Medicaid HC $547.42 ↑ +176%
Geisinger Geisinger CHIP $547.42 ↑ +176%
United Healthcare United Healthcare Navigate Nexus Commercial $593.05 ↑ +199%
United Healthcare United Healthcare Commercial $625.25 ↑ +215%
United Healthcare United Healthcare Of OH Medicaid $625.25 ↑ +215%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +486%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +498%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +525%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +545%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +545%
Highmark Highmark Complete Blue Medicare $7,536.43 ↑ +3694%
Highmark Highmark Community Blue Medicare PPO $7,536.43 ↑ +3694%
Highmark Highmark Freedom Blue $7,618.35 ↑ +3735%
Life Pittsburgh Life Pittsburgh Medicare $8,191.77 ↑ +4024%
Martin's Point Martin's Point $8,191.77 ↑ +4024%
American Health Plans American Health Plans Medicare $8,191.77 ↑ +4024%
Devoted Medicare Devoted Health Medicare Advantage $8,437.53 ↑ +4147%
Highmark Highmark Together Blue Medicare $8,519.45 ↑ +4188%
Highmark Highmark Community Blue Medicare HMO $8,519.45 ↑ +4188%
Highmark Highmark Security Blue $8,519.45 ↑ +4188%
Aetna Aetna Medicare $8,519.45 ↑ +4188%
Amerihealth Amerihealth Medicare New York $8,601.36 ↑ +4230%
Humana Humana Commercial $8,683.28 ↑ +4271%
United Healthcare United Healthcare Medicare I-SNP $8,765.20 ↑ +4312%
United Healthcare United Healthcare Medicare D-SNP $8,847.12 ↑ +4353%
Molina Molina Ohio $8,929.03 ↑ +4395%
Highmark Highmark Performance Blue Enhanced $11,932.14 ↑ +5906%
Aetna Aetna Commercial $15,728.21 ↑ +7817%

Visitor-reported prices

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Nasal/sinus endo w/ethmoidectomy tot 31255 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $8,191.77 $244.32 – $17,619.43
Harlem Hospital Center New York $8,191.77 $358.55 – $17,619.43
Kings County Hospital Center Brooklyn $8,191.77 $244.32 – $17,619.43
Lincoln Medical Center Bronx $8,191.77 $368.71 – $17,619.43
Metropolitan Hospital Center New York $8,191.77 $368.71 – $17,619.43
Queens Hospital Center Jamaica $8,191.77 $244.32 – $17,619.43
Woodhull Medical Center Brooklyn $8,191.77 $244.32 – $17,619.43
South Brooklyn Health Brooklyn $8,191.77 $368.71 – $17,619.43

All New-york hospitals for this procedure →