MRI guid ndl plc s&i at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$2,196.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,816.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$57.92 with Univera vs $331.75 with Amerihealth — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $57.92 | ↓ -97% |
| Univera | Univera Essential Plan | $57.92 | ↓ -97% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $59.35 | ↓ -97% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $59.35 | ↓ -97% |
| Univera | Univera Medicare | $68.14 | ↓ -97% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $74.61 | ↓ -97% |
| Univera | Univera Commercial | $75.63 | ↓ -97% |
| Highmark | Highmark Together Blue | $79.81 | ↓ -96% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $81.95 | ↓ -96% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $81.95 | ↓ -96% |
| Geisinger | Geisinger CHIP | $81.95 | ↓ -96% |
| Geisinger | Geisinger Medicaid HC | $81.95 | ↓ -96% |
| United Healthcare | United Healthcare Medicaid | $81.95 | ↓ -96% |
| Highmark | Highmark Managed Care | $84.41 | ↓ -96% |
| Highmark | Highmark My Blue Access | $84.41 | ↓ -96% |
| Highmark | Highmark My Direct Blue | $84.41 | ↓ -96% |
| Highmark | Highmark Performance Blue | $84.41 | ↓ -96% |
| Highmark | Highmark Social Mission Indemnity | $84.41 | ↓ -96% |
| Highmark | Highmark Social Mission Managed Care | $84.41 | ↓ -96% |
| Highmark | Highmark Connect Blue | $84.41 | ↓ -96% |
| Highmark | Highmark Community Blue | $84.41 | ↓ -96% |
| Highmark | Highmark Blue High Performance | $84.41 | ↓ -96% |
| Highmark | Highmark Indemnity | $84.41 | ↓ -96% |
| Cigna | Cigna Commercial | $112.37 | ↓ -95% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $132.60 | ↓ -94% |
| United Healthcare | United Healthcare Of OH Medicaid | $139.79 | ↓ -94% |
| United Healthcare | United Healthcare Commercial | $139.79 | ↓ -94% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $301.59 | ↓ -86% |
| Jefferson Health Plans | Jefferson Health Plans | $307.62 | ↓ -86% |
| United Healthcare | United Healthcare CHIP | $321.70 | ↓ -85% |
| Amerihealth | Amerihealth Medicaid HC | $331.75 | ↓ -85% |
| Amerihealth | Amerihealth Medicaid CHC | $331.75 | ↓ -85% |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| NewYork-Presbyterian Hudson Valley Hospital | Cortlandt Manor | $1,880.00 | $336.18 – $5,055.31 |
| NewYork-Presbyterian Queens | Flushing | $4,492.00 | $336.57 – $4,463.40 |
| NewYork-Presbyterian Columbia University Irving Medical Center | New York | $3,363.00 | $383.68 – $4,379.04 |
| Rochester General Hospital | Rochester | $693.28 | $528.40 – $528.40 |
| Newark Wayne Community Hospital | Newark | $693.28 | $338.72 – $705.79 |
| Bellevue Hospital Center | NY 10016 | not published | $1.00 – $1,787.00 |
| Kings County Hospital Center | Brooklyn | not published | $1.00 – $1,787.00 |
| Lincoln Medical Center | Bronx | not published | $1.00 – $1,787.00 |