MRI chest w IV cont at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$2,542.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,259.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$67.19 with Univera vs $1,795.06 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $67.19 ↓ -97%
Univera Univera Healthy New York $67.19 ↓ -97%
Univera Univera Medicare $79.05 ↓ -97%
Amerihealth Amerihealth Caritas Medicare (NY) $84.39 ↓ -97%
Amerihealth Amerihealth Caritas D-SNP Medicare $84.39 ↓ -97%
Highmark Highmark Together Blue $94.79 ↓ -96%
Univera Univera Commercial $95.65 ↓ -96%
Highmark Highmark Blue High Performance $100.27 ↓ -96%
Highmark Highmark Community Blue $100.27 ↓ -96%
Highmark Highmark Connect Blue $100.27 ↓ -96%
Highmark Highmark Indemnity $100.27 ↓ -96%
Highmark Highmark Social Mission Managed Care $100.27 ↓ -96%
Highmark Highmark Social Mission Indemnity $100.27 ↓ -96%
Highmark Highmark Performance Blue $100.27 ↓ -96%
Highmark Highmark My Direct Blue $100.27 ↓ -96%
Highmark Highmark My Blue Access $100.27 ↓ -96%
Highmark Highmark Managed Care $100.27 ↓ -96%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $106.09 ↓ -96%
Amerihealth Amerihealth Caritas CHC Medicaid $116.54 ↓ -95%
United Healthcare United Healthcare Medicaid $116.54 ↓ -95%
Geisinger Geisinger CHIP $116.54 ↓ -95%
Amerihealth Amerihealth Caritas HC Medicaid $116.54 ↓ -95%
Geisinger Geisinger Medicaid HC $116.54 ↓ -95%
Cigna Cigna Commercial $130.59 ↓ -95%
United Healthcare United Healthcare Navigate Nexus Commercial $156.78 ↓ -94%
United Healthcare United Healthcare Commercial $165.29 ↓ -93%
United Healthcare United Healthcare Of OH Medicaid $165.29 ↓ -93%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $468.30 ↓ -82%
Jefferson Health Plans Jefferson Health Plans $477.67 ↓ -81%
United Healthcare United Healthcare CHIP $499.52 ↓ -80%
Amerihealth Amerihealth Medicaid HC $515.13 ↓ -80%
Amerihealth Amerihealth Medicaid CHC $515.13 ↓ -80%
Highmark Highmark Complete Blue Medicare $860.13 ↓ -66%
Highmark Highmark Community Blue Medicare PPO $860.13 ↓ -66%
Highmark Highmark Freedom Blue $869.48 ↓ -66%
Life Pittsburgh Life Pittsburgh Medicare $934.93 ↓ -63%
Martin's Point Martin's Point $934.93 ↓ -63%
American Health Plans American Health Plans Medicare $934.93 ↓ -63%
Devoted Medicare Devoted Health Medicare Advantage $962.97 ↓ -62%
Highmark Highmark Together Blue Medicare $972.32 ↓ -62%
Highmark Highmark Community Blue Medicare HMO $972.32 ↓ -62%
Highmark Highmark Security Blue $972.32 ↓ -62%
Aetna Aetna Medicare $972.32 ↓ -62%
Amerihealth Amerihealth Medicare New York $981.67 ↓ -61%
Humana Humana Commercial $991.02 ↓ -61%
United Healthcare United Healthcare Medicare I-SNP $1,000.37 ↓ -61%
United Healthcare United Healthcare Medicare D-SNP $1,009.72 ↓ -60%
Molina Molina Ohio $1,019.07 ↓ -60%
Highmark Highmark Performance Blue Enhanced $1,361.81 ↓ -46%
Aetna Aetna Commercial $1,795.06 ↓ -29%

Visitor-reported prices

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MRI chest w IV cont at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $934.93 $1.00 – $1,787.00
Kings County Hospital Center Brooklyn $934.93 $1.00 – $1,787.00
Lincoln Medical Center Bronx $934.93 $1.00 – $1,787.00
Metropolitan Hospital Center New York $934.93 $1.00 – $1,787.00
Queens Hospital Center Jamaica $934.93 $1.00 – $1,787.00
Woodhull Medical Center Brooklyn $934.93 $1.00 – $1,787.00
South Brooklyn Health Brooklyn $934.93 $1.00 – $1,787.00
North Central Bronx Bronx $934.93 $1.00 – $1,787.00

All New-york hospitals for this procedure →