MRI cardiac morph & func wo IV cont at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$67.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$309.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.31 with Univera vs $549.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $90.31 ↑ +33%
Univera Univera Essential Plan $90.31 ↑ +33%
Amerihealth Amerihealth Caritas D-SNP Medicare $96.72 ↑ +42%
Amerihealth Amerihealth Caritas Medicare (NY) $96.72 ↑ +42%
Univera Univera Medicare $106.25 ↑ +56%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $121.59 ↑ +79%
Highmark Highmark Together Blue $127.16 ↑ +87%
Univera Univera Commercial $128.56 ↑ +89%
Geisinger Geisinger CHIP $133.56 ↑ +96%
Amerihealth Amerihealth Caritas CHC Medicaid $133.56 ↑ +96%
Amerihealth Amerihealth Caritas HC Medicaid $133.56 ↑ +96%
Geisinger Geisinger Medicaid HC $133.56 ↑ +96%
United Healthcare United Healthcare Medicaid $133.56 ↑ +96%
Highmark Highmark My Blue Access $134.51 ↑ +98%
Highmark Highmark My Direct Blue $134.51 ↑ +98%
Highmark Highmark Social Mission Managed Care $134.51 ↑ +98%
Highmark Highmark Blue High Performance $134.51 ↑ +98%
Highmark Highmark Social Mission Indemnity $134.51 ↑ +98%
Highmark Highmark Community Blue $134.51 ↑ +98%
Highmark Highmark Connect Blue $134.51 ↑ +98%
Highmark Highmark Performance Blue $134.51 ↑ +98%
Highmark Highmark Indemnity $134.51 ↑ +98%
Highmark Highmark Managed Care $134.51 ↑ +98%
Cigna Cigna Commercial $175.31 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $209.98 ↑ +209%
United Healthcare United Healthcare Commercial $221.38 ↑ +226%
United Healthcare United Healthcare Of OH Medicaid $221.38 ↑ +226%
Highmark Highmark Complete Blue Medicare $263.16 ↑ +287%
Highmark Highmark Community Blue Medicare PPO $263.16 ↑ +287%
Highmark Highmark Freedom Blue $266.02 ↑ +291%
Martin's Point Martin's Point $286.04 ↑ +321%
American Health Plans American Health Plans Medicare $286.04 ↑ +321%
Life Pittsburgh Life Pittsburgh Medicare $286.04 ↑ +321%
Devoted Medicare Devoted Health Medicare Advantage $294.62 ↑ +333%
Highmark Highmark Together Blue Medicare $297.48 ↑ +338%
Highmark Highmark Community Blue Medicare HMO $297.48 ↑ +338%
Highmark Highmark Security Blue $297.48 ↑ +338%
Aetna Aetna Medicare $297.48 ↑ +338%
Amerihealth Amerihealth Medicare New York $300.34 ↑ +342%
Humana Humana Commercial $303.20 ↑ +346%
United Healthcare United Healthcare Medicare I-SNP $306.06 ↑ +350%
United Healthcare United Healthcare Medicare D-SNP $308.93 ↑ +354%
Molina Molina Ohio $311.79 ↑ +359%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $377.57 ↑ +455%
Jefferson Health Plans Jefferson Health Plans $385.12 ↑ +467%
United Healthcare United Healthcare CHIP $402.74 ↑ +492%
Amerihealth Amerihealth Medicaid HC $415.32 ↑ +511%
Amerihealth Amerihealth Medicaid CHC $415.32 ↑ +511%
Highmark Highmark Performance Blue Enhanced $416.65 ↑ +513%
Aetna Aetna Commercial $549.20 ↑ +708%

Visitor-reported prices

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MRI cardiac morph & func wo IV cont at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $286.04 $1.00 – $1,787.00
Kings County Hospital Center Brooklyn $286.04 $1.00 – $1,787.00
Lincoln Medical Center Bronx $286.04 $1.00 – $1,787.00
Metropolitan Hospital Center New York $286.04 $1.00 – $1,787.00
Queens Hospital Center Jamaica $286.04 $1.00 – $1,787.00
Woodhull Medical Center Brooklyn $286.04 $1.00 – $1,787.00
South Brooklyn Health Brooklyn $286.04 $1.00 – $1,787.00
North Central Bronx Bronx $286.04 $1.00 – $1,787.00

All New-york hospitals for this procedure →