MRA spinal canal at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$52.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$238.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.98 with Univera vs $622.54 with Amerihealth — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $69.98 ↑ +34%
Univera Univera Healthy New York $69.98 ↑ +34%
Univera Univera Medicare $82.33 ↑ +57%
Amerihealth Amerihealth Caritas D-SNP Medicare $82.80 ↑ +58%
Amerihealth Amerihealth Caritas Medicare (NY) $82.80 ↑ +58%
Highmark Highmark Together Blue $98.68 ↑ +88%
Univera Univera Commercial $99.62 ↑ +90%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $104.10 ↑ +99%
Highmark Highmark Performance Blue $104.39 ↑ +99%
Highmark Highmark Blue High Performance $104.39 ↑ +99%
Highmark Highmark Community Blue $104.39 ↑ +99%
Highmark Highmark Connect Blue $104.39 ↑ +99%
Highmark Highmark Indemnity $104.39 ↑ +99%
Highmark Highmark Managed Care $104.39 ↑ +99%
Highmark Highmark My Blue Access $104.39 ↑ +99%
Highmark Highmark My Direct Blue $104.39 ↑ +99%
Highmark Highmark Social Mission Indemnity $104.39 ↑ +99%
Highmark Highmark Social Mission Managed Care $104.39 ↑ +99%
Amerihealth Amerihealth Caritas HC Medicaid $114.35 ↑ +118%
Geisinger Geisinger Medicaid HC $114.35 ↑ +118%
Geisinger Geisinger CHIP $114.35 ↑ +118%
United Healthcare United Healthcare Medicaid $114.35 ↑ +118%
Amerihealth Amerihealth Caritas CHC Medicaid $114.35 ↑ +118%
Cigna Cigna Commercial $135.96 ↑ +160%
United Healthcare United Healthcare Navigate Nexus Commercial $163.79 ↑ +213%
United Healthcare United Healthcare Of OH Medicaid $172.68 ↑ +230%
United Healthcare United Healthcare Commercial $172.68 ↑ +230%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $565.95 ↑ +981%
Jefferson Health Plans Jefferson Health Plans $577.27 ↑ +1003%
United Healthcare United Healthcare CHIP $603.68 ↑ +1053%
Amerihealth Amerihealth Medicaid CHC $622.54 ↑ +1089%
Amerihealth Amerihealth Medicaid HC $622.54 ↑ +1089%

Visitor-reported prices

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MRA spinal canal at other New-york hospitals

Hospital City Cash price Negotiated range
NewYork-Presbyterian Hudson Valley Hospital Cortlandt Manor $6,750.00 $438.19 – $5,055.31
NewYork-Presbyterian Queens Flushing $2,619.00 $575.23 – $3,509.96
NewYork-Presbyterian Columbia University Irving Medical Center New York $6,798.00 $619.97 – $3,441.18
Bellevue Hospital Center NY 10016 not published $1.00 – $1,787.00
Kings County Hospital Center Brooklyn not published $1.00 – $1,787.00
Lincoln Medical Center Bronx not published $1.00 – $1,787.00
Metropolitan Hospital Center New York not published $1.00 – $1,787.00
Queens Hospital Center Jamaica not published $1.00 – $1,787.00

All New-york hospitals for this procedure →