Mr sfty med physics xm cstmz at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$22.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$101.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.58 with Univera vs $549.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $29.58 ↑ +33%
Univera Univera Healthy New York $29.58 ↑ +33%
Univera Univera Medicare $34.80 ↑ +57%
Univera Univera Commercial $42.11 ↑ +90%
Cigna Cigna Commercial $57.49 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $68.48 ↑ +208%
United Healthcare United Healthcare Commercial $72.20 ↑ +225%
United Healthcare United Healthcare Of OH Medicaid $72.20 ↑ +225%
Highmark Highmark Together Blue $145.91 ↑ +557%
Highmark Highmark My Direct Blue $249.66 ↑ +1024%
Highmark Highmark Community Blue Medicare PPO $263.16 ↑ +1084%
Highmark Highmark Complete Blue Medicare $263.16 ↑ +1084%
Highmark Highmark Freedom Blue $266.02 ↑ +1097%
Life Pittsburgh Life Pittsburgh Medicare $286.04 ↑ +1187%
American Health Plans American Health Plans Medicare $286.04 ↑ +1187%
Martin's Point Martin's Point $286.04 ↑ +1187%
Devoted Medicare Devoted Health Medicare Advantage $294.62 ↑ +1226%
Aetna Aetna Medicare $297.48 ↑ +1239%
Highmark Highmark Community Blue Medicare HMO $297.48 ↑ +1239%
Highmark Highmark Security Blue $297.48 ↑ +1239%
Highmark Highmark Together Blue Medicare $297.48 ↑ +1239%
Amerihealth Amerihealth Medicare New York $300.34 ↑ +1252%
Amerihealth Amerihealth Caritas D-SNP Medicare $300.34 ↑ +1252%
Humana Humana Commercial $303.20 ↑ +1265%
Highmark Highmark Social Mission Managed Care $304.52 ↑ +1270%
Highmark Highmark Social Mission Indemnity $304.52 ↑ +1270%
United Healthcare United Healthcare Medicare I-SNP $306.06 ↑ +1277%
United Healthcare United Healthcare Medicare D-SNP $308.93 ↑ +1290%
Molina Molina Ohio $311.79 ↑ +1303%
Highmark Highmark My Blue Access $349.51 ↑ +1473%
Highmark Highmark Performance Blue Enhanced $416.65 ↑ +1775%
Highmark Highmark Performance Blue $416.65 ↑ +1775%
Highmark Highmark Connect Blue $449.34 ↑ +1922%
Highmark Highmark Managed Care $474.31 ↑ +2035%
Highmark Highmark Indemnity $474.31 ↑ +2035%
Highmark Highmark Community Blue $474.31 ↑ +2035%
Aetna Aetna Commercial $549.20 ↑ +2372%

Visitor-reported prices

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Mr sfty med physics xm cstmz at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $286.04 $1.00 – $1,787.00
Kings County Hospital Center Brooklyn $286.04 $1.00 – $1,787.00
Lincoln Medical Center Bronx $286.04 $1.00 – $1,787.00
Metropolitan Hospital Center New York $286.04 $1.00 – $1,787.00
UPMC Chautauqua Jamestown $418.80 $295.34 – $740.68
Queens Hospital Center Jamaica $286.04 $1.00 – $1,787.00
Woodhull Medical Center Brooklyn $286.04 $1.00 – $1,787.00
South Brooklyn Health Brooklyn $286.04 $1.00 – $1,787.00

All New-york hospitals for this procedure →