Microbe susceptible mlc at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$26.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.55 with Univera vs $83.33 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Medicare $0.55 ↓ -98%
Univera Univera Commercial $9.31 ↓ -65%
Univera Univera Healthy New York $9.98 ↓ -62%
Univera Univera Essential Plan $9.98 ↓ -62%
Jefferson Health Plans Jefferson Health Plans $14.33 ↓ -46%
Amerihealth Amerihealth Medicaid CHC $14.33 ↓ -46%
Amerihealth Amerihealth Medicaid HC $14.33 ↓ -46%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $21.50 ↓ -19%
Geisinger Geisinger Medicaid HC $22.93 ↓ -13%
Geisinger Geisinger CHIP $22.93 ↓ -13%
United Healthcare United Healthcare CHIP $22.93 ↓ -13%
United Healthcare United Healthcare Medicaid $22.93 ↓ -13%
Highmark Highmark Community Blue $26.51 ↑ +0%
Highmark Highmark Connect Blue $26.51 ↑ +0%
Highmark Highmark Indemnity $26.51 ↑ +0%
Highmark Highmark Managed Care $26.51 ↑ +0%
Highmark Highmark My Blue Access $26.51 ↑ +0%
Highmark Highmark My Direct Blue $26.51 ↑ +0%
Highmark Highmark Performance Blue $26.51 ↑ +0%
Highmark Highmark Social Mission Indemnity $26.51 ↑ +0%
Highmark Highmark Social Mission Managed Care $26.51 ↑ +0%
Highmark Highmark Together Blue $26.51 ↑ +0%
Highmark Highmark Blue High Performance $26.51 ↑ +0%
Highmark Highmark Community Blue Medicare PPO $36.96 ↑ +40%
Highmark Highmark Complete Blue Medicare $36.96 ↑ +40%
Highmark Highmark Freedom Blue $37.36 ↑ +42%
Cigna Cigna Commercial $38.71 ↑ +47%
American Health Plans American Health Plans Medicare $40.17 ↑ +52%
Life Pittsburgh Life Pittsburgh Medicare $40.17 ↑ +52%
Martin's Point Martin's Point $40.17 ↑ +52%
United Healthcare United Healthcare Commercial $41.38 ↑ +57%
Devoted Medicare Devoted Health Medicare Advantage $41.38 ↑ +57%
United Healthcare United Healthcare Navigate Nexus Commercial $41.50 ↑ +57%
Aetna Aetna Medicare $41.78 ↑ +58%
Highmark Highmark Security Blue $41.78 ↑ +58%
Highmark Highmark Together Blue Medicare $41.78 ↑ +58%
Highmark Highmark Community Blue Medicare HMO $41.78 ↑ +58%
Amerihealth Amerihealth Caritas D-SNP Medicare $42.18 ↑ +60%
Amerihealth Amerihealth Medicare New York $42.18 ↑ +60%
Humana Humana Commercial $42.58 ↑ +61%
United Healthcare United Healthcare Medicare I-SNP $42.98 ↑ +63%
United Healthcare United Healthcare Medicare D-SNP $43.38 ↑ +64%
United Healthcare United Healthcare Of OH Medicaid $43.70 ↑ +66%
Molina Molina Ohio $43.79 ↑ +66%
Aetna Aetna Commercial $77.13 ↑ +192%
Highmark Highmark Performance Blue Enhanced $83.33 ↑ +216%

Visitor-reported prices

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Microbe susceptible mlc at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $40.17 $7.70 – $100.08
Kings County Hospital Center Brooklyn $40.17 $7.70 – $100.08
Lincoln Medical Center Bronx $40.17 $10.01 – $100.08
Metropolitan Hospital Center New York $40.17 $10.01 – $100.08
Queens Hospital Center Jamaica $40.17 $7.70 – $100.08
Woodhull Medical Center Brooklyn $40.17 $7.70 – $100.08
South Brooklyn Health Brooklyn $40.17 $13.40 – $100.08
North Central Bronx Bronx $40.17 $10.01 – $100.08

All New-york hospitals for this procedure →