Meg spontaneous at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$249.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,134.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$103.41 with Univera vs $2,311.56 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $103.41 | ↓ -59% |
| Univera | Univera Healthy New York | $103.41 | ↓ -59% |
| Univera | Univera Medicare | $129.91 | ↓ -48% |
| Univera | Univera Commercial | $147.89 | ↓ -41% |
| Highmark | Highmark Together Blue | $470.80 | ↑ +89% |
| Highmark | Highmark Managed Care | $498.03 | ↑ +100% |
| Highmark | Highmark Social Mission Managed Care | $498.03 | ↑ +100% |
| Highmark | Highmark Social Mission Indemnity | $498.03 | ↑ +100% |
| Highmark | Highmark Blue High Performance | $498.03 | ↑ +100% |
| Highmark | Highmark Community Blue | $498.03 | ↑ +100% |
| Highmark | Highmark My Blue Access | $498.03 | ↑ +100% |
| Highmark | Highmark Performance Blue | $498.03 | ↑ +100% |
| Highmark | Highmark Connect Blue | $498.03 | ↑ +100% |
| Highmark | Highmark My Direct Blue | $498.03 | ↑ +100% |
| Highmark | Highmark Indemnity | $498.03 | ↑ +100% |
| Cigna | Cigna Commercial | $646.23 | ↑ +159% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $766.39 | ↑ +207% |
| United Healthcare | United Healthcare Commercial | $807.99 | ↑ +224% |
| United Healthcare | United Healthcare Of OH Medicaid | $807.99 | ↑ +224% |
| United Healthcare | United Healthcare CHIP | $911.95 | ↑ +266% |
| United Healthcare | United Healthcare Medicaid | $911.95 | ↑ +266% |
| Highmark | Highmark Complete Blue Medicare | $1,107.62 | ↑ +344% |
| Highmark | Highmark Community Blue Medicare PPO | $1,107.62 | ↑ +344% |
| Highmark | Highmark Freedom Blue | $1,119.66 | ↑ +349% |
| American Health Plans | American Health Plans Medicare | $1,203.94 | ↑ +383% |
| Life Pittsburgh | Life Pittsburgh Medicare | $1,203.94 | ↑ +383% |
| Martin's Point | Martin's Point | $1,203.94 | ↑ +383% |
| Devoted Medicare | Devoted Health Medicare Advantage | $1,240.06 | ↑ +397% |
| Highmark | Highmark Security Blue | $1,252.10 | ↑ +402% |
| Aetna | Aetna Medicare | $1,252.10 | ↑ +402% |
| Highmark | Highmark Community Blue Medicare HMO | $1,252.10 | ↑ +402% |
| Highmark | Highmark Together Blue Medicare | $1,252.10 | ↑ +402% |
| Amerihealth | Amerihealth Medicare New York | $1,264.14 | ↑ +407% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $1,264.14 | ↑ +407% |
| Humana | Humana Commercial | $1,276.17 | ↑ +412% |
| United Healthcare | United Healthcare Medicare I-SNP | $1,288.21 | ↑ +416% |
| United Healthcare | United Healthcare Medicare D-SNP | $1,300.25 | ↑ +421% |
| Molina | Molina Ohio | $1,312.29 | ↑ +426% |
| Highmark | Highmark Performance Blue Enhanced | $1,753.66 | ↑ +603% |
| Aetna | Aetna Commercial | $2,311.56 | ↑ +827% |
Visitor-reported prices
Comments
Meg spontaneous at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $1,203.94 | $889.72 – $2,330.00 |
| Kings County Hospital Center | Brooklyn | $1,203.94 | $889.72 – $2,330.00 |
| Lincoln Medical Center | Bronx | $1,203.94 | $889.72 – $1,709.59 |
| Metropolitan Hospital Center | New York | $1,203.94 | $889.72 – $1,709.59 |
| Queens Hospital Center | Jamaica | $1,203.94 | $889.72 – $2,330.00 |
| Woodhull Medical Center | Brooklyn | $1,203.94 | $889.72 – $2,330.00 |
| South Brooklyn Health | Brooklyn | $1,203.94 | $889.72 – $1,709.59 |
| North Central Bronx | Bronx | $1,203.94 | $889.72 – $1,709.59 |