Mcp joint arthroscopysurg 29902 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$359.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,636.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.24 with Univera vs $3,636.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $47.24 ↓ -87%
Univera Univera Healthy New York $47.24 ↓ -87%
Univera Univera Medicare $61.87 ↓ -83%
Univera Univera Commercial $69.47 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $416.75 ↑ +16%
Amerihealth Amerihealth Caritas Medicare (NY) $416.75 ↑ +16%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $523.91 ↑ +46%
Geisinger Geisinger CHIP $575.51 ↑ +60%
Amerihealth Amerihealth Caritas CHC Medicaid $575.51 ↑ +60%
Amerihealth Amerihealth Caritas HC Medicaid $575.51 ↑ +60%
Geisinger Geisinger Medicaid HC $575.51 ↑ +60%
United Healthcare United Healthcare Medicaid $575.51 ↑ +60%
Highmark Highmark Together Blue $718.67 ↑ +100%
Highmark Highmark Community Blue $760.23 ↑ +111%
Highmark Highmark Social Mission Indemnity $760.23 ↑ +111%
Highmark Highmark My Blue Access $760.23 ↑ +111%
Highmark Highmark My Direct Blue $760.23 ↑ +111%
Highmark Highmark Performance Blue $760.23 ↑ +111%
Highmark Highmark Blue High Performance $760.23 ↑ +111%
Highmark Highmark Connect Blue $760.23 ↑ +111%
Highmark Highmark Social Mission Managed Care $760.23 ↑ +111%
Highmark Highmark Indemnity $760.23 ↑ +111%
Highmark Highmark Managed Care $760.23 ↑ +111%
Cigna Cigna Commercial $921.65 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $1,033.15 ↑ +187%
United Healthcare United Healthcare Of OH Medicaid $1,089.24 ↑ +203%
United Healthcare United Healthcare Commercial $1,089.24 ↑ +203%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +223%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +230%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +245%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +256%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +256%
Highmark Highmark Community Blue Medicare PPO $1,742.35 ↑ +384%
Highmark Highmark Complete Blue Medicare $1,742.35 ↑ +384%
Highmark Highmark Freedom Blue $1,761.29 ↑ +389%
Life Pittsburgh Life Pittsburgh Medicare $1,893.86 ↑ +426%
Martin's Point Martin's Point $1,893.86 ↑ +426%
American Health Plans American Health Plans Medicare $1,893.86 ↑ +426%
Devoted Medicare Devoted Health Medicare Advantage $1,950.68 ↑ +442%
Highmark Highmark Together Blue Medicare $1,969.62 ↑ +447%
Highmark Highmark Community Blue Medicare HMO $1,969.62 ↑ +447%
Highmark Highmark Security Blue $1,969.62 ↑ +447%
Aetna Aetna Medicare $1,969.62 ↑ +447%
Amerihealth Amerihealth Medicare New York $1,988.55 ↑ +452%
Humana Humana Commercial $2,007.49 ↑ +458%
United Healthcare United Healthcare Medicare I-SNP $2,026.43 ↑ +463%
United Healthcare United Healthcare Medicare D-SNP $2,045.37 ↑ +468%
Molina Molina Ohio $2,064.31 ↑ +474%
Highmark Highmark Performance Blue Enhanced $2,758.60 ↑ +666%
Aetna Aetna Commercial $3,636.21 ↑ +910%

Visitor-reported prices

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Mcp joint arthroscopysurg 29902 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,893.86 $310.01 – $4,014.46
Harlem Hospital Center New York $1,893.86 $616.00 – $4,014.46
Kings County Hospital Center Brooklyn $1,893.86 $310.01 – $4,014.46
Lincoln Medical Center Bronx $1,893.86 $616.00 – $4,014.46
Metropolitan Hospital Center New York $1,893.86 $616.00 – $4,014.46
Queens Hospital Center Jamaica $1,893.86 $310.01 – $4,014.46
Woodhull Medical Center Brooklyn $1,893.86 $310.01 – $4,014.46
South Brooklyn Health Brooklyn $1,893.86 $616.00 – $4,014.46

All New-york hospitals for this procedure →