Largsc w/laser dstrj les at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$111.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$506.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$146.43 with Univera vs $8,376.94 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $146.43 ↑ +32%
Univera Univera Essential Plan $146.43 ↑ +32%
Amerihealth Amerihealth Caritas D-SNP Medicare $153.62 ↑ +38%
Amerihealth Amerihealth Caritas Medicare (NY) $153.62 ↑ +38%
Highmark Highmark Community Blue Medicare $156.92 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $168.73 ↑ +52%
Highmark Highmark Security Blue $173.79 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $178.85 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $178.85 ↑ +61%
Univera Univera Medicare $182.37 ↑ +64%
American Health Plans American Health Plans Medicare $185.60 ↑ +67%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $193.12 ↑ +73%
Univera Univera Commercial $194.85 ↑ +75%
Highmark Highmark Together Blue $208.51 ↑ +87%
Geisinger Geisinger Medicaid HC $212.14 ↑ +91%
Geisinger Geisinger CHIP $212.14 ↑ +91%
United Healthcare United Healthcare Medicaid $212.14 ↑ +91%
Amerihealth Amerihealth Caritas CHC Medicaid $212.14 ↑ +91%
Amerihealth Amerihealth Caritas HC Medicaid $212.14 ↑ +91%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $219.45 ↑ +97%
Highmark Highmark Blue High Performance $220.56 ↑ +98%
Highmark Highmark Connect Blue $220.56 ↑ +98%
Highmark Highmark Social Mission Indemnity $220.56 ↑ +98%
Highmark Highmark Social Mission Managed Care $220.56 ↑ +98%
Highmark Highmark Community Blue $220.56 ↑ +98%
Highmark Highmark Indemnity $220.56 ↑ +98%
Highmark Highmark Managed Care $220.56 ↑ +98%
Highmark Highmark My Blue Access $220.56 ↑ +98%
Highmark Highmark My Direct Blue $220.56 ↑ +98%
Highmark Highmark Performance Blue $220.56 ↑ +98%
Jefferson Health Plans Jefferson Health Plans $223.84 ↑ +101%
Amerihealth Amerihealth Medicaid HC $241.40 ↑ +117%
Amerihealth Amerihealth Medicaid CHC $241.40 ↑ +117%
Cigna Cigna Commercial $286.31 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $327.32 ↑ +194%
United Healthcare United Healthcare Commercial $345.09 ↑ +210%
United Healthcare United Healthcare Of OH Medicaid $345.09 ↑ +210%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +1015%
Highmark Highmark Complete Blue Medicare $4,013.95 ↑ +3506%
Highmark Highmark Community Blue Medicare PPO $4,013.95 ↑ +3506%
Highmark Highmark Freedom Blue $4,057.58 ↑ +3545%
Martin's Point Martin's Point $4,362.99 ↑ +3819%
Aetna Aetna Medicare $4,537.51 ↑ +3976%
Highmark Highmark Together Blue Medicare $4,537.51 ↑ +3976%
Highmark Highmark Community Blue Medicare HMO $4,537.51 ↑ +3976%
Amerihealth Amerihealth Medicare New York $4,581.14 ↑ +4015%
Humana Humana Commercial $4,624.77 ↑ +4054%
United Healthcare United Healthcare Medicare I-SNP $4,668.40 ↑ +4094%
United Healthcare United Healthcare Medicare D-SNP $4,712.03 ↑ +4133%
Molina Molina Ohio $4,755.66 ↑ +4172%
Highmark Highmark Performance Blue Enhanced $6,355.13 ↑ +5609%
Aetna Aetna Commercial $8,376.94 ↑ +7425%

Visitor-reported prices

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Largsc w/laser dstrj les at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $4,362.99 $120.67 – $6,981.05
Harlem Hospital Center New York $4,362.99 $201.94 – $5,259.06
Kings County Hospital Center Brooklyn $4,362.99 $120.67 – $6,981.05
Lincoln Medical Center Bronx $4,362.99 $207.75 – $5,259.06
Metropolitan Hospital Center New York $4,362.99 $207.75 – $5,259.06
Queens Hospital Center Jamaica $4,362.99 $120.67 – $6,981.05
Woodhull Medical Center Brooklyn $4,362.99 $120.67 – $6,981.05
South Brooklyn Health Brooklyn $4,362.99 $207.75 – $5,259.06

All New-york hospitals for this procedure →