Kidney endoscopy & treatment at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$240.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,095.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$317.45 with Univera vs $11,550.24 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $317.45 ↑ +32%
Univera Univera Healthy New York $317.45 ↑ +32%
Highmark Highmark Community Blue Medicare $339.56 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $365.12 ↑ +52%
Highmark Highmark Security Blue $376.07 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $387.03 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $387.03 ↑ +61%
Univera Univera Medicare $387.18 ↑ +61%
Amerihealth Amerihealth Caritas D-SNP Medicare $390.59 ↑ +62%
Amerihealth Amerihealth Caritas Medicare (NY) $390.59 ↑ +62%
American Health Plans American Health Plans Medicare $401.63 ↑ +67%
Highmark Highmark Together Blue $487.14 ↑ +102%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $491.03 ↑ +104%
Univera Univera Commercial $504.18 ↑ +109%
Highmark Highmark Blue High Performance $515.31 ↑ +114%
Highmark Highmark Community Blue $515.31 ↑ +114%
Highmark Highmark Social Mission Managed Care $515.31 ↑ +114%
Highmark Highmark Connect Blue $515.31 ↑ +114%
Highmark Highmark Indemnity $515.31 ↑ +114%
Highmark Highmark Managed Care $515.31 ↑ +114%
Highmark Highmark My Blue Access $515.31 ↑ +114%
Highmark Highmark My Direct Blue $515.31 ↑ +114%
Highmark Highmark Performance Blue $515.31 ↑ +114%
Highmark Highmark Social Mission Indemnity $515.31 ↑ +114%
United Healthcare United Healthcare Medicaid $539.39 ↑ +124%
Amerihealth Amerihealth Caritas HC Medicaid $539.39 ↑ +124%
Geisinger Geisinger Medicaid HC $539.39 ↑ +124%
Amerihealth Amerihealth Caritas CHC Medicaid $539.39 ↑ +124%
Geisinger Geisinger CHIP $539.39 ↑ +124%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $557.99 ↑ +132%
Jefferson Health Plans Jefferson Health Plans $569.14 ↑ +136%
Amerihealth Amerihealth Medicaid HC $613.78 ↑ +155%
Amerihealth Amerihealth Medicaid CHC $613.78 ↑ +155%
Cigna Cigna Commercial $622.13 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $725.79 ↑ +201%
United Healthcare United Healthcare Of OH Medicaid $765.20 ↑ +218%
United Healthcare United Healthcare Commercial $765.20 ↑ +218%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +415%
Highmark Highmark Community Blue Medicare PPO $5,534.49 ↑ +2197%
Highmark Highmark Complete Blue Medicare $5,534.49 ↑ +2197%
Highmark Highmark Freedom Blue $5,594.65 ↑ +2222%
Martin's Point Martin's Point $6,015.75 ↑ +2397%
Highmark Highmark Together Blue Medicare $6,256.38 ↑ +2497%
Aetna Aetna Medicare $6,256.38 ↑ +2497%
Highmark Highmark Community Blue Medicare HMO $6,256.38 ↑ +2497%
Amerihealth Amerihealth Medicare New York $6,316.54 ↑ +2522%
Humana Humana Commercial $6,376.70 ↑ +2547%
United Healthcare United Healthcare Medicare I-SNP $6,436.86 ↑ +2572%
United Healthcare United Healthcare Medicare D-SNP $6,497.01 ↑ +2597%
Molina Molina Ohio $6,557.17 ↑ +2622%
Highmark Highmark Performance Blue Enhanced $8,762.55 ↑ +3537%
Aetna Aetna Commercial $11,550.24 ↑ +4695%

Visitor-reported prices

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Kidney endoscopy & treatment at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $6,015.75 $243.67 – $13,386.09
Kings County Hospital Center Brooklyn $6,015.75 $243.67 – $13,386.09
Lincoln Medical Center Bronx $6,015.75 $441.20 – $13,386.09
Metropolitan Hospital Center New York $6,015.75 $441.20 – $13,386.09
Queens Hospital Center Jamaica $6,015.75 $243.67 – $13,386.09
Woodhull Medical Center Brooklyn $6,015.75 $243.67 – $13,386.09
South Brooklyn Health Brooklyn $6,015.75 $441.20 – $13,386.09
North Central Bronx Bronx $6,015.75 $441.20 – $13,386.09

All New-york hospitals for this procedure →