IV njx tst vasc flo flap/grf at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$65.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$298.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.39 with Univera vs $906.64 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $85.39 ↑ +30%
Univera Univera Healthy New York $85.39 ↑ +30%
Univera Univera Medicare $103.68 ↑ +58%
Univera Univera Commercial $112.65 ↑ +72%
Highmark Highmark Together Blue $120.67 ↑ +84%
Highmark Highmark Managed Care $127.64 ↑ +95%
Highmark Highmark Social Mission Managed Care $127.64 ↑ +95%
Highmark Highmark Social Mission Indemnity $127.64 ↑ +95%
Highmark Highmark Blue High Performance $127.64 ↑ +95%
Highmark Highmark Community Blue $127.64 ↑ +95%
Highmark Highmark My Blue Access $127.64 ↑ +95%
Highmark Highmark Performance Blue $127.64 ↑ +95%
Highmark Highmark Connect Blue $127.64 ↑ +95%
Highmark Highmark My Direct Blue $127.64 ↑ +95%
Highmark Highmark Indemnity $127.64 ↑ +95%
Cigna Cigna Commercial $168.59 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $199.58 ↑ +204%
United Healthcare United Healthcare Commercial $210.41 ↑ +221%
United Healthcare United Healthcare Of OH Medicaid $210.41 ↑ +221%
United Healthcare United Healthcare CHIP $368.51 ↑ +462%
United Healthcare United Healthcare Medicaid $368.51 ↑ +462%
Highmark Highmark Complete Blue Medicare $434.43 ↑ +563%
Highmark Highmark Community Blue Medicare PPO $434.43 ↑ +563%
Highmark Highmark Freedom Blue $439.15 ↑ +570%
American Health Plans American Health Plans Medicare $472.21 ↑ +620%
Life Pittsburgh Life Pittsburgh Medicare $472.21 ↑ +620%
Martin's Point Martin's Point $472.21 ↑ +620%
Devoted Medicare Devoted Health Medicare Advantage $486.37 ↑ +642%
Highmark Highmark Security Blue $491.10 ↑ +649%
Aetna Aetna Medicare $491.10 ↑ +649%
Highmark Highmark Community Blue Medicare HMO $491.10 ↑ +649%
Highmark Highmark Together Blue Medicare $491.10 ↑ +649%
Amerihealth Amerihealth Medicare New York $495.82 ↑ +656%
Amerihealth Amerihealth Caritas D-SNP Medicare $495.82 ↑ +656%
Humana Humana Commercial $500.54 ↑ +663%
United Healthcare United Healthcare Medicare I-SNP $505.26 ↑ +671%
United Healthcare United Healthcare Medicare D-SNP $509.98 ↑ +678%
Molina Molina Ohio $514.71 ↑ +685%
Highmark Highmark Performance Blue Enhanced $687.82 ↑ +949%
Aetna Aetna Commercial $906.64 ↑ +1283%

Visitor-reported prices

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IV njx tst vasc flo flap/grf at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $472.21 $64.03 – $1,115.28
Kings County Hospital Center Brooklyn $472.21 $64.03 – $1,115.28
Lincoln Medical Center Bronx $472.21 $124.05 – $1,115.28
Metropolitan Hospital Center New York $472.21 $124.05 – $1,115.28
Queens Hospital Center Jamaica $472.21 $64.03 – $1,115.28
Woodhull Medical Center Brooklyn $472.21 $64.03 – $1,115.28
South Brooklyn Health Brooklyn $472.21 $124.05 – $1,115.28
North Central Bronx Bronx $472.21 $124.05 – $1,115.28

All New-york hospitals for this procedure →