IV Fluids (first hour) at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$492.96

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$632.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.23 with Univera vs $478.70 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $26.23 ↓ -95%
Univera Univera Essential Plan $26.23 ↓ -95%
Univera Univera Medicare $34.25 ↓ -93%
Univera Univera Commercial $37.88 ↓ -92%
Highmark Highmark Together Blue $43.23 ↓ -91%
Highmark Highmark My Direct Blue $45.73 ↓ -91%
Highmark Highmark Social Mission Indemnity $45.73 ↓ -91%
Highmark Highmark Community Blue $45.73 ↓ -91%
Highmark Highmark Connect Blue $45.73 ↓ -91%
Highmark Highmark Social Mission Managed Care $45.73 ↓ -91%
Highmark Highmark Indemnity $45.73 ↓ -91%
Highmark Highmark Managed Care $45.73 ↓ -91%
Highmark Highmark My Blue Access $45.73 ↓ -91%
Highmark Highmark Performance Blue $45.73 ↓ -91%
Highmark Highmark Blue High Performance $45.73 ↓ -91%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $47.45 ↓ -90%
Jefferson Health Plans Jefferson Health Plans $48.39 ↓ -90%
Cigna Cigna Commercial $50.04 ↓ -90%
United Healthcare United Healthcare Medicaid $50.61 ↓ -90%
Geisinger Geisinger Medicaid HC $50.61 ↓ -90%
United Healthcare United Healthcare CHIP $50.61 ↓ -90%
Geisinger Geisinger CHIP $50.61 ↓ -90%
Amerihealth Amerihealth Medicaid HC $52.19 ↓ -89%
Amerihealth Amerihealth Medicaid CHC $52.19 ↓ -89%
United Healthcare United Healthcare Navigate Nexus Commercial $59.33 ↓ -88%
United Healthcare United Healthcare Commercial $62.55 ↓ -87%
United Healthcare United Healthcare Of OH Medicaid $62.55 ↓ -87%
Martin's Point Martin's Point $144.00 ↓ -71%
Highmark Highmark Community Blue Medicare PPO $229.38 ↓ -53%
Highmark Highmark Complete Blue Medicare $229.38 ↓ -53%
Highmark Highmark Freedom Blue $231.87 ↓ -53%
Life Pittsburgh Life Pittsburgh Medicare $249.32 ↓ -49%
American Health Plans American Health Plans Medicare $249.32 ↓ -49%
Devoted Medicare Devoted Health Medicare Advantage $256.80 ↓ -48%
Aetna Aetna Medicare $259.30 ↓ -47%
Highmark Highmark Together Blue Medicare $259.30 ↓ -47%
Highmark Highmark Community Blue Medicare HMO $259.30 ↓ -47%
Highmark Highmark Security Blue $259.30 ↓ -47%
Amerihealth Amerihealth Caritas D-SNP Medicare $261.79 ↓ -47%
Amerihealth Amerihealth Medicare New York $261.79 ↓ -47%
Humana Humana Commercial $264.28 ↓ -46%
United Healthcare United Healthcare Medicare I-SNP $266.77 ↓ -46%
United Healthcare United Healthcare Medicare D-SNP $269.27 ↓ -45%
Molina Molina Ohio $271.76 ↓ -45%
Highmark Highmark Performance Blue Enhanced $363.16 ↓ -26%
Aetna Aetna Commercial $478.70 ↓ -3%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

IV Fluids (first hour) at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $249.32 $34.68 – $733.00
Kings County Hospital Center Brooklyn $249.32 $35.59 – $733.00
Lincoln Medical Center Bronx $249.32 $35.59 – $733.00
Metropolitan Hospital Center New York $249.32 $35.59 – $733.00
UPMC Chautauqua Jamestown $144.00 $35.18 – $645.61
Queens Hospital Center Jamaica $249.32 $35.32 – $733.00
Woodhull Medical Center Brooklyn $249.32 $35.59 – $733.00
South Brooklyn Health Brooklyn $249.32 $35.59 – $733.00

All New-york hospitals for this procedure →