Ip/obs cnsltj new/est low 45 at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$64.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$294.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$48.00 with United Healthcare vs $286.00 with Martin's Point — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | United Healthcare Medicaid | $48.00 | ↓ -26% |
| United Healthcare | United Healthcare CHIP | $48.00 | ↓ -26% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $82.34 | ↑ +27% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $82.34 | ↑ +27% |
| Community Care Behavorial Health University of Pittsburgh Medical Center | Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) | $93.00 | ↑ +44% |
| Community Care Behavorial Health HealthChoices | Community Care Behavorial Health HealthChoices Allegheny (HCAL) | $93.00 | ↑ +44% |
| Community Care Behavorial Health HealthChoices | Community Care Behavorial Health HealthChoices Erie (HCER) | $93.00 | ↑ +44% |
| Community Care Behavorial Health HealthChoices | Community Care Behavorial Health HealthChoices Northcentral (HCNC) | $93.00 | ↑ +44% |
| Community Care Behavorial Health University of Pittsburgh Medical Center | Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) | $93.00 | ↑ +44% |
| Community Care Behavorial Health University of Pittsburgh Medical Center | Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) | $93.00 | ↑ +44% |
| Community Care Behavorial Health University of Pittsburgh Medical Center | Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) | $93.00 | ↑ +44% |
| Univera | Univera Essential Plan | $96.23 | ↑ +49% |
| Univera | Univera Healthy New York | $96.23 | ↑ +49% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $103.51 | ↑ +60% |
| Highmark | Highmark Together Blue | $111.06 | ↑ +72% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $113.71 | ↑ +76% |
| Geisinger | Geisinger CHIP | $113.71 | ↑ +76% |
| Geisinger | Geisinger Medicaid HC | $113.71 | ↑ +76% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $113.71 | ↑ +76% |
| Highmark | Highmark Managed Care | $117.48 | ↑ +82% |
| Highmark | Highmark Blue High Performance | $117.48 | ↑ +82% |
| Highmark | Highmark Community Blue | $117.48 | ↑ +82% |
| Highmark | Highmark Connect Blue | $117.48 | ↑ +82% |
| Highmark | Highmark Indemnity | $117.48 | ↑ +82% |
| Highmark | Highmark My Blue Access | $117.48 | ↑ +82% |
| Highmark | Highmark My Direct Blue | $117.48 | ↑ +82% |
| Highmark | Highmark Performance Blue | $117.48 | ↑ +82% |
| Highmark | Highmark Social Mission Indemnity | $117.48 | ↑ +82% |
| Highmark | Highmark Social Mission Managed Care | $117.48 | ↑ +82% |
| Univera | Univera Medicare | $118.87 | ↑ +84% |
| Univera | Univera Commercial | $135.85 | ↑ +110% |
| Cigna | Cigna Commercial | $158.64 | ↑ +145% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $210.41 | ↑ +225% |
| United Healthcare | United Healthcare Of OH Medicaid | $221.83 | ↑ +243% |
| United Healthcare | United Healthcare Commercial | $221.83 | ↑ +243% |
| Martin's Point | Martin's Point | $286.00 | ↑ +342% |
Visitor-reported prices
Comments
Ip/obs cnsltj new/est low 45 at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | not published | $0.01 – $781.00 |
| Harlem Hospital Center | New York | not published | $0.01 – $781.00 |
| Kings County Hospital Center | Brooklyn | not published | $0.01 – $781.00 |
| Lincoln Medical Center | Bronx | not published | $0.01 – $781.00 |
| Metropolitan Hospital Center | New York | not published | $0.01 – $781.00 |
| Queens Hospital Center | Jamaica | not published | $0.01 – $781.00 |
| Woodhull Medical Center | Brooklyn | not published | $0.01 – $781.00 |
| South Brooklyn Health | Brooklyn | not published | $0.01 – $781.00 |