Insj phrnc nrv stim sys at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$351.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,599.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.08 with Univera vs $102,243.44 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $32.08 ↓ -91%
Univera Univera Essential Plan $32.08 ↓ -91%
Univera Univera Medicare $66.04 ↓ -81%
Univera Univera Commercial $72.08 ↓ -80%
Highmark Highmark Together Blue $645.19 ↑ +83%
Highmark Highmark Social Mission Indemnity $682.50 ↑ +94%
Highmark Highmark Connect Blue $682.50 ↑ +94%
Highmark Highmark Indemnity $682.50 ↑ +94%
Highmark Highmark Managed Care $682.50 ↑ +94%
Highmark Highmark My Blue Access $682.50 ↑ +94%
Highmark Highmark My Direct Blue $682.50 ↑ +94%
Highmark Highmark Performance Blue $682.50 ↑ +94%
Highmark Highmark Social Mission Managed Care $682.50 ↑ +94%
Highmark Highmark Blue High Performance $682.50 ↑ +94%
Highmark Highmark Community Blue $682.50 ↑ +94%
Cigna Cigna Commercial $905.51 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $1,082.91 ↑ +208%
United Healthcare United Healthcare Commercial $1,141.70 ↑ +225%
United Healthcare United Healthcare Of OH Medicaid $1,141.70 ↑ +225%
Highmark Highmark Community Blue Medicare PPO $48,991.65 ↑ +13827%
Highmark Highmark Complete Blue Medicare $48,991.65 ↑ +13827%
Highmark Highmark Freedom Blue $49,524.17 ↑ +13978%
American Health Plans American Health Plans Medicare $53,251.79 ↑ +15038%
Life Pittsburgh Life Pittsburgh Medicare $53,251.79 ↑ +15038%
Martin's Point Martin's Point $53,251.79 ↑ +15038%
Devoted Medicare Devoted Health Medicare Advantage $54,849.35 ↑ +15492%
Aetna Aetna Medicare $55,381.86 ↑ +15643%
Highmark Highmark Together Blue Medicare $55,381.86 ↑ +15643%
Highmark Highmark Community Blue Medicare HMO $55,381.86 ↑ +15643%
Highmark Highmark Security Blue $55,381.86 ↑ +15643%
Amerihealth Amerihealth Caritas D-SNP Medicare $55,914.38 ↑ +15795%
Amerihealth Amerihealth Medicare New York $55,914.38 ↑ +15795%
Humana Humana Commercial $56,446.90 ↑ +15946%
United Healthcare United Healthcare Medicare I-SNP $56,979.42 ↑ +16097%
United Healthcare United Healthcare Medicare D-SNP $57,511.94 ↑ +16249%
Molina Molina Ohio $58,044.45 ↑ +16400%
Highmark Highmark Performance Blue Enhanced $77,566.56 ↑ +21950%
Aetna Aetna Commercial $102,243.44 ↑ +28965%

Visitor-reported prices

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Insj phrnc nrv stim sys at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $53,251.79 $585.91 – $109,965.02
Kings County Hospital Center Brooklyn $53,251.79 $585.91 – $109,965.02
Lincoln Medical Center Bronx $53,251.79 $673.58 – $109,965.02
Metropolitan Hospital Center New York $53,251.79 $673.58 – $109,965.02
Queens Hospital Center Jamaica $53,251.79 $585.91 – $109,965.02
Woodhull Medical Center Brooklyn $53,251.79 $585.91 – $109,965.02
South Brooklyn Health Brooklyn $53,251.79 $673.58 – $109,965.02
North Central Bronx Bronx $53,251.79 $673.58 – $109,965.02

All New-york hospitals for this procedure →