Insertion subcutaneous cardiac rhythm monitor at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$53.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$241.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.07 with Univera vs $18,803.45 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $69.07 ↑ +30%
Univera Univera Healthy New York $69.07 ↑ +30%
Highmark Highmark Community Blue Medicare $74.73 ↑ +41%
Amerihealth Amerihealth Caritas D-SNP Medicare $77.41 ↑ +46%
Amerihealth Amerihealth Caritas Medicare (NY) $77.41 ↑ +46%
Life Pittsburgh Life Pittsburgh Medicare $80.36 ↑ +52%
Highmark Highmark Security Blue $82.77 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $85.18 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $85.18 ↑ +61%
American Health Plans American Health Plans Medicare $88.40 ↑ +67%
Highmark Highmark Together Blue $97.25 ↑ +83%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $97.31 ↑ +84%
Highmark Highmark My Direct Blue $102.87 ↑ +94%
Highmark Highmark Blue High Performance $102.87 ↑ +94%
Highmark Highmark Community Blue $102.87 ↑ +94%
Highmark Highmark Connect Blue $102.87 ↑ +94%
Highmark Highmark Indemnity $102.87 ↑ +94%
Highmark Highmark Managed Care $102.87 ↑ +94%
Highmark Highmark My Blue Access $102.87 ↑ +94%
Highmark Highmark Performance Blue $102.87 ↑ +94%
Highmark Highmark Social Mission Indemnity $102.87 ↑ +94%
Highmark Highmark Social Mission Managed Care $102.87 ↑ +94%
Geisinger Geisinger CHIP $106.89 ↑ +102%
Amerihealth Amerihealth Caritas HC Medicaid $106.89 ↑ +102%
Amerihealth Amerihealth Caritas CHC Medicaid $106.89 ↑ +102%
United Healthcare United Healthcare Medicaid $106.89 ↑ +102%
Geisinger Geisinger Medicaid HC $106.89 ↑ +102%
Cigna Cigna Commercial $136.88 ↑ +158%
Univera Univera Medicare $142.20 ↑ +168%
Univera Univera Commercial $155.20 ↑ +193%
United Healthcare United Healthcare Navigate Nexus Commercial $163.66 ↑ +209%
United Healthcare United Healthcare Commercial $172.55 ↑ +225%
United Healthcare United Healthcare Of OH Medicaid $172.55 ↑ +225%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +2095%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +2139%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +2242%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +2315%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +2315%
Highmark Highmark Community Blue Medicare PPO $9,009.99 ↑ +16894%
Highmark Highmark Complete Blue Medicare $9,009.99 ↑ +16894%
Highmark Highmark Freedom Blue $9,107.92 ↑ +17078%
Martin's Point Martin's Point $9,793.46 ↑ +18371%
Highmark Highmark Together Blue Medicare $10,185.20 ↑ +19110%
Aetna Aetna Medicare $10,185.20 ↑ +19110%
Highmark Highmark Community Blue Medicare HMO $10,185.20 ↑ +19110%
Amerihealth Amerihealth Medicare New York $10,283.14 ↑ +19295%
Humana Humana Commercial $10,381.07 ↑ +19480%
United Healthcare United Healthcare Medicare I-SNP $10,479.01 ↑ +19664%
United Healthcare United Healthcare Medicare D-SNP $10,576.94 ↑ +19849%
Molina Molina Ohio $10,674.88 ↑ +20034%
Highmark Highmark Performance Blue Enhanced $14,265.16 ↑ +26805%
Aetna Aetna Commercial $18,803.45 ↑ +35365%

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Insertion subcutaneous cardiac rhythm monitor at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $9,793.46 $60.64 – $15,495.05
Harlem Hospital Center New York $9,793.46 $97.86 – $15,495.05
Kings County Hospital Center Brooklyn $9,793.46 $60.64 – $15,495.05
Lincoln Medical Center Bronx $9,793.46 $101.51 – $15,495.05
Metropolitan Hospital Center New York $9,793.46 $101.51 – $15,495.05
UPMC Chautauqua Jamestown $5,261.40 $72.47 – $10,729.38
Queens Hospital Center Jamaica $9,793.46 $60.64 – $15,495.05
Woodhull Medical Center Brooklyn $9,793.46 $60.64 – $15,495.05

All New-york hospitals for this procedure →