Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$551.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,509.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.51 with Univera vs $72,845.55 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $50.51 ↓ -91%
Univera Univera Healthy New York $50.51 ↓ -91%
Univera Univera Medicare $104.00 ↓ -81%
Univera Univera Commercial $113.51 ↓ -79%
Amerihealth Amerihealth Caritas D-SNP Medicare $141.07 ↓ -74%
Amerihealth Amerihealth Caritas Medicare (NY) $141.07 ↓ -74%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $177.34 ↓ -68%
Geisinger Geisinger CHIP $194.81 ↓ -65%
Amerihealth Amerihealth Caritas CHC Medicaid $194.81 ↓ -65%
Amerihealth Amerihealth Caritas HC Medicaid $194.81 ↓ -65%
Geisinger Geisinger Medicaid HC $194.81 ↓ -65%
United Healthcare United Healthcare Medicaid $194.81 ↓ -65%
Highmark Highmark Together Blue $1,016.03 ↑ +84%
Highmark Highmark Community Blue $1,074.78 ↑ +95%
Highmark Highmark Social Mission Managed Care $1,074.78 ↑ +95%
Highmark Highmark Social Mission Indemnity $1,074.78 ↑ +95%
Highmark Highmark Blue High Performance $1,074.78 ↑ +95%
Highmark Highmark Performance Blue $1,074.78 ↑ +95%
Highmark Highmark Connect Blue $1,074.78 ↑ +95%
Highmark Highmark My Direct Blue $1,074.78 ↑ +95%
Highmark Highmark Indemnity $1,074.78 ↑ +95%
Highmark Highmark My Blue Access $1,074.78 ↑ +95%
Highmark Highmark Managed Care $1,074.78 ↑ +95%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +111%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +115%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +125%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +132%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +132%
Cigna Cigna Commercial $1,425.82 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $1,690.98 ↑ +206%
United Healthcare United Healthcare Of OH Medicaid $1,782.79 ↑ +223%
United Healthcare United Healthcare Commercial $1,782.79 ↑ +223%
Highmark Highmark Complete Blue Medicare $34,905.16 ↑ +6224%
Highmark Highmark Community Blue Medicare PPO $34,905.16 ↑ +6224%
Highmark Highmark Freedom Blue $35,284.56 ↑ +6292%
Life Pittsburgh Life Pittsburgh Medicare $37,940.39 ↑ +6774%
Martin's Point Martin's Point $37,940.39 ↑ +6774%
American Health Plans American Health Plans Medicare $37,940.39 ↑ +6774%
Devoted Medicare Devoted Health Medicare Advantage $39,078.60 ↑ +6980%
Highmark Highmark Together Blue Medicare $39,458.01 ↑ +7048%
Highmark Highmark Community Blue Medicare HMO $39,458.01 ↑ +7048%
Highmark Highmark Security Blue $39,458.01 ↑ +7048%
Aetna Aetna Medicare $39,458.01 ↑ +7048%
Amerihealth Amerihealth Medicare New York $39,837.41 ↑ +7117%
Humana Humana Commercial $40,216.81 ↑ +7186%
United Healthcare United Healthcare Medicare I-SNP $40,596.22 ↑ +7255%
United Healthcare United Healthcare Medicare D-SNP $40,975.62 ↑ +7323%
Molina Molina Ohio $41,355.03 ↑ +7392%
Highmark Highmark Performance Blue Enhanced $55,263.97 ↑ +9912%
Aetna Aetna Commercial $72,845.55 ↑ +13097%

Visitor-reported prices

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Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $37,940.39 $557.29 – $58,773.32
Harlem Hospital Center New York $37,940.39 $1,019.83 – $47,425.49
Kings County Hospital Center Brooklyn $37,940.39 $557.29 – $58,773.32
Lincoln Medical Center Bronx $37,940.39 $1,057.04 – $47,425.49
Metropolitan Hospital Center New York $37,940.39 $1,057.04 – $47,425.49
UPMC Chautauqua Jamestown $28,629.60 $761.50 – $42,944.40
Queens Hospital Center Jamaica $37,940.39 $557.29 – $58,773.32
Woodhull Medical Center Brooklyn $37,940.39 $557.29 – $58,773.32

All New-york hospitals for this procedure →