Insert self-contd prosthesis at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$412.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,875.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.46 with Univera vs $45,733.12 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $54.46 ↓ -87%
Univera Univera Healthy New York $54.46 ↓ -87%
Univera Univera Medicare $69.20 ↓ -83%
Univera Univera Commercial $89.05 ↓ -78%
Highmark Highmark Together Blue $858.95 ↑ +108%
Highmark Highmark Managed Care $908.61 ↑ +120%
Highmark Highmark Social Mission Managed Care $908.61 ↑ +120%
Highmark Highmark Social Mission Indemnity $908.61 ↑ +120%
Highmark Highmark Blue High Performance $908.61 ↑ +120%
Highmark Highmark Community Blue $908.61 ↑ +120%
Highmark Highmark My Blue Access $908.61 ↑ +120%
Highmark Highmark Performance Blue $908.61 ↑ +120%
Highmark Highmark Connect Blue $908.61 ↑ +120%
Highmark Highmark My Direct Blue $908.61 ↑ +120%
Highmark Highmark Indemnity $908.61 ↑ +120%
Cigna Cigna Commercial $1,060.01 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $1,203.12 ↑ +192%
United Healthcare United Healthcare Commercial $1,268.44 ↑ +208%
United Healthcare United Healthcare Of OH Medicaid $1,268.44 ↑ +208%
United Healthcare United Healthcare CHIP $18,818.94 ↑ +4462%
United Healthcare United Healthcare Medicaid $18,818.94 ↑ +4462%
Highmark Highmark Complete Blue Medicare $21,913.79 ↑ +5212%
Highmark Highmark Community Blue Medicare PPO $21,913.79 ↑ +5212%
Highmark Highmark Freedom Blue $22,151.98 ↑ +5270%
American Health Plans American Health Plans Medicare $23,819.33 ↑ +5674%
Life Pittsburgh Life Pittsburgh Medicare $23,819.33 ↑ +5674%
Martin's Point Martin's Point $23,819.33 ↑ +5674%
Devoted Medicare Devoted Health Medicare Advantage $24,533.91 ↑ +5848%
Highmark Highmark Security Blue $24,772.11 ↑ +5905%
Aetna Aetna Medicare $24,772.11 ↑ +5905%
Highmark Highmark Community Blue Medicare HMO $24,772.11 ↑ +5905%
Highmark Highmark Together Blue Medicare $24,772.11 ↑ +5905%
Amerihealth Amerihealth Medicare New York $25,010.30 ↑ +5963%
Amerihealth Amerihealth Caritas D-SNP Medicare $25,010.30 ↑ +5963%
Humana Humana Commercial $25,248.49 ↑ +6021%
United Healthcare United Healthcare Medicare I-SNP $25,486.69 ↑ +6079%
United Healthcare United Healthcare Medicare D-SNP $25,724.88 ↑ +6136%
Molina Molina Ohio $25,963.07 ↑ +6194%
Highmark Highmark Performance Blue Enhanced $34,695.24 ↑ +8311%
Aetna Aetna Commercial $45,733.12 ↑ +10987%

Visitor-reported prices

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Insert self-contd prosthesis at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $23,819.33 $400.42 – $51,744.17
Kings County Hospital Center Brooklyn $23,819.33 $400.42 – $51,744.17
Lincoln Medical Center Bronx $23,819.33 $765.92 – $51,744.17
Metropolitan Hospital Center New York $23,819.33 $765.92 – $51,744.17
Queens Hospital Center Jamaica $23,819.33 $400.42 – $51,744.17
Woodhull Medical Center Brooklyn $23,819.33 $400.42 – $51,744.17
South Brooklyn Health Brooklyn $23,819.33 $765.92 – $51,744.17
North Central Bronx Bronx $23,819.33 $765.92 – $51,744.17

All New-york hospitals for this procedure →