Insert/repl sq defib w/eltrd at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$339.46

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,543.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.05 with Univera vs $72,845.55 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $31.05 ↓ -91%
Univera Univera Healthy New York $31.05 ↓ -91%
Univera Univera Medicare $63.92 ↓ -81%
Univera Univera Commercial $69.76 ↓ -79%
Highmark Highmark Together Blue $624.38 ↑ +84%
Highmark Highmark Managed Care $660.48 ↑ +95%
Highmark Highmark Social Mission Managed Care $660.48 ↑ +95%
Highmark Highmark Social Mission Indemnity $660.48 ↑ +95%
Highmark Highmark Blue High Performance $660.48 ↑ +95%
Highmark Highmark Community Blue $660.48 ↑ +95%
Highmark Highmark My Blue Access $660.48 ↑ +95%
Highmark Highmark Performance Blue $660.48 ↑ +95%
Highmark Highmark Connect Blue $660.48 ↑ +95%
Highmark Highmark My Direct Blue $660.48 ↑ +95%
Highmark Highmark Indemnity $660.48 ↑ +95%
Cigna Cigna Commercial $875.93 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $1,043.18 ↑ +207%
United Healthcare United Healthcare Commercial $1,099.82 ↑ +224%
United Healthcare United Healthcare Of OH Medicaid $1,099.82 ↑ +224%
United Healthcare United Healthcare CHIP $31,306.50 ↑ +9122%
United Healthcare United Healthcare Medicaid $31,306.50 ↑ +9122%
Highmark Highmark Complete Blue Medicare $34,905.16 ↑ +10183%
Highmark Highmark Community Blue Medicare PPO $34,905.16 ↑ +10183%
Highmark Highmark Freedom Blue $35,284.56 ↑ +10294%
American Health Plans American Health Plans Medicare $37,940.39 ↑ +11077%
Life Pittsburgh Life Pittsburgh Medicare $37,940.39 ↑ +11077%
Martin's Point Martin's Point $37,940.39 ↑ +11077%
Devoted Medicare Devoted Health Medicare Advantage $39,078.60 ↑ +11412%
Highmark Highmark Security Blue $39,458.01 ↑ +11524%
Aetna Aetna Medicare $39,458.01 ↑ +11524%
Highmark Highmark Community Blue Medicare HMO $39,458.01 ↑ +11524%
Highmark Highmark Together Blue Medicare $39,458.01 ↑ +11524%
Amerihealth Amerihealth Medicare New York $39,837.41 ↑ +11636%
Amerihealth Amerihealth Caritas D-SNP Medicare $39,837.41 ↑ +11636%
Humana Humana Commercial $40,216.81 ↑ +11747%
United Healthcare United Healthcare Medicare I-SNP $40,596.22 ↑ +11859%
United Healthcare United Healthcare Medicare D-SNP $40,975.62 ↑ +11971%
Molina Molina Ohio $41,355.03 ↑ +12083%
Highmark Highmark Performance Blue Enhanced $55,263.97 ↑ +16180%
Aetna Aetna Commercial $72,845.55 ↑ +21359%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Insert/repl sq defib w/eltrd at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $37,940.39 $402.85 – $78,364.43
Kings County Hospital Center Brooklyn $37,940.39 $402.85 – $78,364.43
Lincoln Medical Center Bronx $37,940.39 $650.20 – $78,364.43
Metropolitan Hospital Center New York $37,940.39 $650.20 – $78,364.43
Queens Hospital Center Jamaica $37,940.39 $402.85 – $78,364.43
Woodhull Medical Center Brooklyn $37,940.39 $402.85 – $78,364.43
South Brooklyn Health Brooklyn $37,940.39 $650.20 – $78,364.43
North Central Bronx Bronx $37,940.39 $650.20 – $78,364.43

All New-york hospitals for this procedure →