Ins/rpl pm w/tv ld atrl at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$275.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,254.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.23 with Univera vs $23,777.77 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $25.23 | ↓ -91% |
| Univera | Univera Essential Plan | $25.23 | ↓ -91% |
| Univera | Univera Medicare | $51.95 | ↓ -81% |
| Univera | Univera Commercial | $56.70 | ↓ -79% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $442.13 | ↑ +60% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $442.13 | ↑ +60% |
| Highmark | Highmark Together Blue | $507.45 | ↑ +84% |
| Highmark | Highmark Blue High Performance | $536.79 | ↑ +95% |
| Highmark | Highmark Community Blue | $536.79 | ↑ +95% |
| Highmark | Highmark Connect Blue | $536.79 | ↑ +95% |
| Highmark | Highmark Indemnity | $536.79 | ↑ +95% |
| Highmark | Highmark Social Mission Managed Care | $536.79 | ↑ +95% |
| Highmark | Highmark Social Mission Indemnity | $536.79 | ↑ +95% |
| Highmark | Highmark Performance Blue | $536.79 | ↑ +95% |
| Highmark | Highmark My Direct Blue | $536.79 | ↑ +95% |
| Highmark | Highmark My Blue Access | $536.79 | ↑ +95% |
| Highmark | Highmark Managed Care | $536.79 | ↑ +95% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $555.83 | ↑ +101% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $610.57 | ↑ +121% |
| United Healthcare | United Healthcare Medicaid | $610.57 | ↑ +121% |
| Geisinger | Geisinger CHIP | $610.57 | ↑ +121% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $610.57 | ↑ +121% |
| Geisinger | Geisinger Medicaid HC | $610.57 | ↑ +121% |
| Cigna | Cigna Commercial | $710.87 | ↑ +158% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $836.15 | ↑ +203% |
| United Healthcare | United Healthcare Commercial | $881.55 | ↑ +220% |
| United Healthcare | United Healthcare Of OH Medicaid | $881.55 | ↑ +220% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $1,164.00 | ↑ +322% |
| Jefferson Health Plans | Jefferson Health Plans | $1,187.28 | ↑ +330% |
| United Healthcare | United Healthcare CHIP | $1,241.60 | ↑ +350% |
| Amerihealth | Amerihealth Medicaid HC | $1,280.40 | ↑ +364% |
| Amerihealth | Amerihealth Medicaid CHC | $1,280.40 | ↑ +364% |
| Highmark | Highmark Complete Blue Medicare | $11,393.51 | ↑ +4030% |
| Highmark | Highmark Community Blue Medicare PPO | $11,393.51 | ↑ +4030% |
| Highmark | Highmark Freedom Blue | $11,517.36 | ↑ +4075% |
| Life Pittsburgh | Life Pittsburgh Medicare | $12,384.25 | ↑ +4389% |
| Martin's Point | Martin's Point | $12,384.25 | ↑ +4389% |
| American Health Plans | American Health Plans Medicare | $12,384.25 | ↑ +4389% |
| Devoted Medicare | Devoted Health Medicare Advantage | $12,755.78 | ↑ +4524% |
| Highmark | Highmark Together Blue Medicare | $12,879.62 | ↑ +4569% |
| Highmark | Highmark Community Blue Medicare HMO | $12,879.62 | ↑ +4569% |
| Highmark | Highmark Security Blue | $12,879.62 | ↑ +4569% |
| Aetna | Aetna Medicare | $12,879.62 | ↑ +4569% |
| Amerihealth | Amerihealth Medicare New York | $13,003.47 | ↑ +4613% |
| Humana | Humana Commercial | $13,127.31 | ↑ +4658% |
| United Healthcare | United Healthcare Medicare I-SNP | $13,251.15 | ↑ +4703% |
| United Healthcare | United Healthcare Medicare D-SNP | $13,374.99 | ↑ +4748% |
| Molina | Molina Ohio | $13,498.84 | ↑ +4793% |
| Highmark | Highmark Performance Blue Enhanced | $18,038.90 | ↑ +6439% |
| Aetna | Aetna Commercial | $23,777.77 | ↑ +8519% |
Visitor-reported prices
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Ins/rpl pm w/tv ld atrl at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $12,384.25 | $281.59 – $26,094.12 |
| Kings County Hospital Center | Brooklyn | $12,384.25 | $281.59 – $26,094.12 |
| Lincoln Medical Center | Bronx | $12,384.25 | $528.47 – $26,094.12 |
| Metropolitan Hospital Center | New York | $12,384.25 | $528.47 – $26,094.12 |
| UPMC Chautauqua | Jamestown | $9,196.20 | $1,395.59 – $13,794.30 |
| Queens Hospital Center | Jamaica | $12,384.25 | $281.59 – $26,094.12 |
| Woodhull Medical Center | Brooklyn | $12,384.25 | $281.59 – $26,094.12 |
| South Brooklyn Health | Brooklyn | $12,384.25 | $528.47 – $26,094.12 |