Ins/rpl pm gen exist sgl lead at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$196.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$895.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.96 with Univera vs $18,803.45 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $17.96 ↓ -91%
Univera Univera Essential Plan $17.96 ↓ -91%
Univera Univera Medicare $36.98 ↓ -81%
Univera Univera Commercial $40.36 ↓ -80%
Amerihealth Amerihealth Caritas Medicare (NY) $316.05 ↑ +61%
Amerihealth Amerihealth Caritas D-SNP Medicare $316.05 ↑ +61%
Highmark Highmark Together Blue $361.37 ↑ +84%
Highmark Highmark Blue High Performance $382.27 ↑ +94%
Highmark Highmark Community Blue $382.27 ↑ +94%
Highmark Highmark Connect Blue $382.27 ↑ +94%
Highmark Highmark Indemnity $382.27 ↑ +94%
Highmark Highmark Social Mission Managed Care $382.27 ↑ +94%
Highmark Highmark Social Mission Indemnity $382.27 ↑ +94%
Highmark Highmark Performance Blue $382.27 ↑ +94%
Highmark Highmark My Direct Blue $382.27 ↑ +94%
Highmark Highmark My Blue Access $382.27 ↑ +94%
Highmark Highmark Managed Care $382.27 ↑ +94%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $397.32 ↑ +102%
United Healthcare United Healthcare Medicaid $436.45 ↑ +122%
Amerihealth Amerihealth Caritas CHC Medicaid $436.45 ↑ +122%
Geisinger Geisinger Medicaid HC $436.45 ↑ +122%
Geisinger Geisinger CHIP $436.45 ↑ +122%
Amerihealth Amerihealth Caritas HC Medicaid $436.45 ↑ +122%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $451.50 ↑ +129%
Jefferson Health Plans Jefferson Health Plans $460.53 ↑ +134%
Amerihealth Amerihealth Medicaid HC $496.65 ↑ +152%
Amerihealth Amerihealth Medicaid CHC $496.65 ↑ +152%
Cigna Cigna Commercial $505.95 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $591.10 ↑ +200%
United Healthcare United Healthcare Commercial $623.19 ↑ +217%
United Healthcare United Healthcare Of OH Medicaid $623.19 ↑ +217%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +531%
Highmark Highmark Complete Blue Medicare $9,009.99 ↑ +4476%
Highmark Highmark Community Blue Medicare PPO $9,009.99 ↑ +4476%
Highmark Highmark Freedom Blue $9,107.92 ↑ +4526%
Life Pittsburgh Life Pittsburgh Medicare $9,793.46 ↑ +4874%
Martin's Point Martin's Point $9,793.46 ↑ +4874%
American Health Plans American Health Plans Medicare $9,793.46 ↑ +4874%
Devoted Medicare Devoted Health Medicare Advantage $10,087.27 ↑ +5023%
Highmark Highmark Together Blue Medicare $10,185.20 ↑ +5073%
Highmark Highmark Community Blue Medicare HMO $10,185.20 ↑ +5073%
Highmark Highmark Security Blue $10,185.20 ↑ +5073%
Aetna Aetna Medicare $10,185.20 ↑ +5073%
Amerihealth Amerihealth Medicare New York $10,283.14 ↑ +5123%
Humana Humana Commercial $10,381.07 ↑ +5172%
United Healthcare United Healthcare Medicare I-SNP $10,479.01 ↑ +5222%
United Healthcare United Healthcare Medicare D-SNP $10,576.94 ↑ +5272%
Molina Molina Ohio $10,674.88 ↑ +5321%
Highmark Highmark Performance Blue Enhanced $14,265.16 ↑ +7145%
Aetna Aetna Commercial $18,803.45 ↑ +9450%

Visitor-reported prices

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Ins/rpl pm gen exist sgl lead at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $9,793.46 $0.01 – $15,495.05
Harlem Hospital Center New York $9,793.46 $0.01 – $11,672.94
Kings County Hospital Center Brooklyn $9,793.46 $0.01 – $15,495.05
Lincoln Medical Center Bronx $9,793.46 $0.01 – $11,672.94
Metropolitan Hospital Center New York $9,793.46 $0.01 – $11,672.94
Queens Hospital Center Jamaica $9,793.46 $0.01 – $15,495.05
Woodhull Medical Center Brooklyn $9,793.46 $0.01 – $15,495.05
South Brooklyn Health Brooklyn $9,793.46 $0.01 – $11,672.94

All New-york hospitals for this procedure →