Ins pq tunnld ip cath w/img at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$122.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$556.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$160.15 with Univera vs $8,018.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $160.15 ↑ +31%
Univera Univera Healthy New York $160.15 ↑ +31%
Highmark Highmark Community Blue Medicare $172.33 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $185.30 ↑ +51%
Highmark Highmark Security Blue $190.86 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $196.42 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $196.42 ↑ +61%
Amerihealth Amerihealth Caritas D-SNP Medicare $196.54 ↑ +61%
Amerihealth Amerihealth Caritas Medicare (NY) $196.54 ↑ +61%
Univera Univera Medicare $201.01 ↑ +64%
American Health Plans American Health Plans Medicare $203.83 ↑ +67%
Highmark Highmark Together Blue $208.47 ↑ +70%
Highmark Highmark My Direct Blue $220.53 ↑ +80%
Highmark Highmark Blue High Performance $220.53 ↑ +80%
Highmark Highmark Community Blue $220.53 ↑ +80%
Highmark Highmark Connect Blue $220.53 ↑ +80%
Highmark Highmark Indemnity $220.53 ↑ +80%
Highmark Highmark Managed Care $220.53 ↑ +80%
Highmark Highmark My Blue Access $220.53 ↑ +80%
Highmark Highmark Performance Blue $220.53 ↑ +80%
Highmark Highmark Social Mission Indemnity $220.53 ↑ +80%
Highmark Highmark Social Mission Managed Care $220.53 ↑ +80%
Univera Univera Commercial $235.52 ↑ +93%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $247.08 ↑ +102%
Geisinger Geisinger CHIP $271.41 ↑ +122%
Amerihealth Amerihealth Caritas HC Medicaid $271.41 ↑ +122%
Amerihealth Amerihealth Caritas CHC Medicaid $271.41 ↑ +122%
United Healthcare United Healthcare Medicaid $271.41 ↑ +122%
Geisinger Geisinger Medicaid HC $271.41 ↑ +122%
Cigna Cigna Commercial $313.53 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $375.75 ↑ +207%
United Healthcare United Healthcare Of OH Medicaid $396.15 ↑ +224%
United Healthcare United Healthcare Commercial $396.15 ↑ +224%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +852%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +871%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +915%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +947%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +947%
Highmark Highmark Community Blue Medicare PPO $3,842.06 ↑ +3041%
Highmark Highmark Complete Blue Medicare $3,842.06 ↑ +3041%
Highmark Highmark Freedom Blue $3,883.82 ↑ +3075%
Martin's Point Martin's Point $4,176.15 ↑ +3314%
Highmark Highmark Together Blue Medicare $4,343.19 ↑ +3451%
Aetna Aetna Medicare $4,343.19 ↑ +3451%
Highmark Highmark Community Blue Medicare HMO $4,343.19 ↑ +3451%
Amerihealth Amerihealth Medicare New York $4,384.96 ↑ +3485%
Humana Humana Commercial $4,426.72 ↑ +3519%
United Healthcare United Healthcare Medicare I-SNP $4,468.48 ↑ +3553%
United Healthcare United Healthcare Medicare D-SNP $4,510.24 ↑ +3587%
Molina Molina Ohio $4,552.00 ↑ +3621%
Highmark Highmark Performance Blue Enhanced $6,082.98 ↑ +4873%
Aetna Aetna Commercial $8,018.21 ↑ +6455%

Visitor-reported prices

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Ins pq tunnld ip cath w/img at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $4,176.15 $217.32 – $6,704.03
Kings County Hospital Center Brooklyn $4,176.15 $218.82 – $6,704.03
Lincoln Medical Center Bronx $4,176.15 $222.62 – $5,220.19
Metropolitan Hospital Center New York $4,176.15 $222.62 – $5,220.19
UPMC Chautauqua Jamestown $1,980.00 $167.19 – $4,655.61
Queens Hospital Center Jamaica $4,176.15 $215.98 – $6,704.03
Woodhull Medical Center Brooklyn $4,176.15 $218.82 – $6,704.03
South Brooklyn Health Brooklyn $4,176.15 $222.62 – $5,220.19

All New-york hospitals for this procedure →