Ins mark abd/pel for right perq at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$114.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$519.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$149.14 with Univera vs $3,108.76 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $149.14 | ↑ +31% |
| Univera | Univera Essential Plan | $149.14 | ↑ +31% |
| Highmark | Highmark Community Blue Medicare | $160.74 | ↑ +41% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $166.03 | ↑ +45% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $166.03 | ↑ +45% |
| Life Pittsburgh | Life Pittsburgh Medicare | $172.84 | ↑ +51% |
| Highmark | Highmark Security Blue | $178.03 | ↑ +56% |
| Devoted Medicare | Devoted Duel Plus PA HMO D-SNP | $183.21 | ↑ +60% |
| Devoted Medicare | Devoted Health Medicare Advantage | $183.21 | ↑ +60% |
| Univera | Univera Medicare | $187.18 | ↑ +64% |
| American Health Plans | American Health Plans Medicare | $190.12 | ↑ +67% |
| Highmark | Highmark Together Blue | $205.80 | ↑ +80% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $208.72 | ↑ +83% |
| Highmark | Highmark Social Mission Managed Care | $217.70 | ↑ +91% |
| Highmark | Highmark Community Blue | $217.70 | ↑ +91% |
| Highmark | Highmark Connect Blue | $217.70 | ↑ +91% |
| Highmark | Highmark Indemnity | $217.70 | ↑ +91% |
| Highmark | Highmark Managed Care | $217.70 | ↑ +91% |
| Highmark | Highmark My Blue Access | $217.70 | ↑ +91% |
| Highmark | Highmark My Direct Blue | $217.70 | ↑ +91% |
| Highmark | Highmark Performance Blue | $217.70 | ↑ +91% |
| Highmark | Highmark Social Mission Indemnity | $217.70 | ↑ +91% |
| Highmark | Highmark Blue High Performance | $217.70 | ↑ +91% |
| Univera | Univera Commercial | $219.32 | ↑ +92% |
| Geisinger | Geisinger CHIP | $229.27 | ↑ +101% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $229.27 | ↑ +101% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $229.27 | ↑ +101% |
| Geisinger | Geisinger Medicaid HC | $229.27 | ↑ +101% |
| United Healthcare | United Healthcare Medicaid | $229.27 | ↑ +101% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $237.18 | ↑ +108% |
| Jefferson Health Plans | Jefferson Health Plans | $241.92 | ↑ +112% |
| Amerihealth | Amerihealth Medicaid HC | $260.90 | ↑ +128% |
| Amerihealth | Amerihealth Medicaid CHC | $260.90 | ↑ +128% |
| Cigna | Cigna Commercial | $291.11 | ↑ +155% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $340.42 | ↑ +198% |
| United Healthcare | United Healthcare Of OH Medicaid | $358.91 | ↑ +214% |
| United Healthcare | United Healthcare Commercial | $358.91 | ↑ +214% |
| United Healthcare | United Healthcare CHIP | $1,241.60 | ↑ +987% |
| Highmark | Highmark Community Blue Medicare PPO | $1,489.61 | ↑ +1205% |
| Highmark | Highmark Complete Blue Medicare | $1,489.61 | ↑ +1205% |
| Highmark | Highmark Freedom Blue | $1,505.80 | ↑ +1219% |
| Martin's Point | Martin's Point | $1,619.14 | ↑ +1318% |
| Highmark | Highmark Together Blue Medicare | $1,683.91 | ↑ +1375% |
| Aetna | Aetna Medicare | $1,683.91 | ↑ +1375% |
| Highmark | Highmark Community Blue Medicare HMO | $1,683.91 | ↑ +1375% |
| Amerihealth | Amerihealth Medicare New York | $1,700.10 | ↑ +1389% |
| Humana | Humana Commercial | $1,716.29 | ↑ +1403% |
| United Healthcare | United Healthcare Medicare I-SNP | $1,732.48 | ↑ +1417% |
| United Healthcare | United Healthcare Medicare D-SNP | $1,748.68 | ↑ +1432% |
| Molina | Molina Ohio | $1,764.87 | ↑ +1446% |
| Highmark | Highmark Performance Blue Enhanced | $2,358.45 | ↑ +1966% |
| Aetna | Aetna Commercial | $3,108.76 | ↑ +2623% |
Visitor-reported prices
Comments
Ins mark abd/pel for right perq at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $1,619.14 | $122.64 – $3,455.58 |
| Harlem Hospital Center | New York | $1,619.14 | $202.30 – $3,455.58 |
| Kings County Hospital Center | Brooklyn | $1,619.14 | $122.64 – $3,455.58 |
| Lincoln Medical Center | Bronx | $1,619.14 | $206.88 – $3,455.58 |
| Metropolitan Hospital Center | New York | $1,619.14 | $206.88 – $3,455.58 |
| UPMC Chautauqua | Jamestown | $4,664.40 | $152.60 – $6,996.60 |
| Queens Hospital Center | Jamaica | $1,619.14 | $122.64 – $3,455.58 |
| Woodhull Medical Center | Brooklyn | $1,619.14 | $122.64 – $3,455.58 |