Ins lv lead exist pm/icd at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$309.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,406.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$397.71 with Amerihealth vs $23,777.77 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas Medicare (NY) $397.71 ↑ +29%
Amerihealth Amerihealth Caritas D-SNP Medicare $397.71 ↑ +29%
Univera Univera Essential Plan $402.96 ↑ +30%
Univera Univera Healthy New York $402.96 ↑ +30%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $499.98 ↑ +62%
Geisinger Geisinger Medicaid HC $549.22 ↑ +78%
Amerihealth Amerihealth Caritas CHC Medicaid $549.22 ↑ +78%
Amerihealth Amerihealth Caritas HC Medicaid $549.22 ↑ +78%
United Healthcare United Healthcare Medicaid $549.22 ↑ +78%
Geisinger Geisinger CHIP $549.22 ↑ +78%
Highmark Highmark Together Blue $567.24 ↑ +83%
Highmark Highmark Connect Blue $600.04 ↑ +94%
Highmark Highmark Blue High Performance $600.04 ↑ +94%
Highmark Highmark Community Blue $600.04 ↑ +94%
Highmark Highmark Indemnity $600.04 ↑ +94%
Highmark Highmark Managed Care $600.04 ↑ +94%
Highmark Highmark My Blue Access $600.04 ↑ +94%
Highmark Highmark My Direct Blue $600.04 ↑ +94%
Highmark Highmark Performance Blue $600.04 ↑ +94%
Highmark Highmark Social Mission Indemnity $600.04 ↑ +94%
Highmark Highmark Social Mission Managed Care $600.04 ↑ +94%
Cigna Cigna Commercial $798.85 ↑ +158%
Univera Univera Medicare $829.62 ↑ +168%
Univera Univera Commercial $905.47 ↑ +193%
United Healthcare United Healthcare Navigate Nexus Commercial $954.41 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $1,006.23 ↑ +225%
United Healthcare United Healthcare Commercial $1,006.23 ↑ +225%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +276%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +284%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +301%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +314%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +314%
Highmark Highmark Community Blue Medicare PPO $11,393.51 ↑ +3583%
Highmark Highmark Complete Blue Medicare $11,393.51 ↑ +3583%
Highmark Highmark Freedom Blue $11,517.36 ↑ +3623%
Martin's Point Martin's Point $12,384.25 ↑ +3904%
American Health Plans American Health Plans Medicare $12,384.25 ↑ +3904%
Life Pittsburgh Life Pittsburgh Medicare $12,384.25 ↑ +3904%
Devoted Medicare Devoted Health Medicare Advantage $12,755.78 ↑ +4024%
Aetna Aetna Medicare $12,879.62 ↑ +4064%
Highmark Highmark Together Blue Medicare $12,879.62 ↑ +4064%
Highmark Highmark Community Blue Medicare HMO $12,879.62 ↑ +4064%
Highmark Highmark Security Blue $12,879.62 ↑ +4064%
Amerihealth Amerihealth Medicare New York $13,003.47 ↑ +4104%
Humana Humana Commercial $13,127.31 ↑ +4144%
United Healthcare United Healthcare Medicare I-SNP $13,251.15 ↑ +4184%
United Healthcare United Healthcare Medicare D-SNP $13,374.99 ↑ +4224%
Molina Molina Ohio $13,498.84 ↑ +4264%
Highmark Highmark Performance Blue Enhanced $18,038.90 ↑ +5732%
Aetna Aetna Commercial $23,777.77 ↑ +7587%

Visitor-reported prices

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Ins lv lead exist pm/icd at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $12,384.25 $309.17 – $26,094.12
Harlem Hospital Center New York $12,384.25 $569.73 – $26,094.12
Kings County Hospital Center Brooklyn $12,384.25 $309.17 – $26,094.12
Lincoln Medical Center Bronx $12,384.25 $590.77 – $26,094.12
Metropolitan Hospital Center New York $12,384.25 $590.77 – $26,094.12
Queens Hospital Center Jamaica $12,384.25 $309.17 – $26,094.12
Woodhull Medical Center Brooklyn $12,384.25 $309.17 – $26,094.12
South Brooklyn Health Brooklyn $12,384.25 $590.77 – $26,094.12

All New-york hospitals for this procedure →