Init/sub psych care m 1st 30 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$23.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$107.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.41 with Univera vs $210.16 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $31.41 ↑ +33%
Univera Univera Healthy New York $31.41 ↑ +33%
Highmark Highmark Community Blue Medicare $33.20 ↑ +41%
Univera Univera Medicare $34.00 ↑ +44%
Life Pittsburgh Life Pittsburgh Medicare $35.70 ↑ +52%
Highmark Highmark Security Blue $36.77 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $37.84 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $37.84 ↑ +61%
Highmark Highmark Together Blue $39.02 ↑ +66%
American Health Plans American Health Plans Medicare $39.27 ↑ +67%
Univera Univera Commercial $41.47 ↑ +76%
Highmark Highmark My Direct Blue $41.58 ↑ +77%
Highmark Highmark Social Mission Indemnity $41.58 ↑ +77%
Highmark Highmark Blue High Performance $41.58 ↑ +77%
Highmark Highmark Community Blue $41.58 ↑ +77%
Highmark Highmark My Blue Access $41.58 ↑ +77%
Highmark Highmark Performance Blue $41.58 ↑ +77%
Highmark Highmark Connect Blue $41.58 ↑ +77%
Highmark Highmark Social Mission Managed Care $41.58 ↑ +77%
Highmark Highmark Indemnity $41.58 ↑ +77%
Highmark Highmark Managed Care $41.58 ↑ +77%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $45.51 ↑ +93%
Jefferson Health Plans Jefferson Health Plans $46.42 ↑ +97%
United Healthcare United Healthcare CHIP $48.54 ↑ +106%
Geisinger Geisinger CHIP $48.54 ↑ +106%
Geisinger Geisinger Medicaid HC $48.54 ↑ +106%
United Healthcare United Healthcare Medicaid $48.54 ↑ +106%
Amerihealth Amerihealth Medicaid HC $50.06 ↑ +113%
Amerihealth Amerihealth Medicaid CHC $50.06 ↑ +113%
United Healthcare United Healthcare Navigate Nexus Commercial $71.60 ↑ +204%
United Healthcare United Healthcare Commercial $75.49 ↑ +221%
United Healthcare United Healthcare Of OH Medicaid $75.49 ↑ +221%
Highmark Highmark Community Blue Medicare PPO $100.70 ↑ +328%
Highmark Highmark Complete Blue Medicare $100.70 ↑ +328%
Highmark Highmark Freedom Blue $101.80 ↑ +332%
Martin's Point Martin's Point $109.46 ↑ +365%
Highmark Highmark Together Blue Medicare $113.84 ↑ +384%
Highmark Highmark Community Blue Medicare HMO $113.84 ↑ +384%
Aetna Aetna Medicare $113.84 ↑ +384%
Amerihealth Amerihealth Medicare New York $114.93 ↑ +388%
Amerihealth Amerihealth Caritas D-SNP Medicare $114.93 ↑ +388%
Humana Humana Commercial $116.03 ↑ +393%
United Healthcare United Healthcare Medicare I-SNP $117.12 ↑ +398%
United Healthcare United Healthcare Medicare D-SNP $118.22 ↑ +402%
Molina Molina Ohio $119.31 ↑ +407%
Highmark Highmark Performance Blue Enhanced $159.44 ↑ +577%
Aetna Aetna Commercial $210.16 ↑ +793%

Visitor-reported prices

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Init/sub psych care m 1st 30 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $109.46 $23.37 – $253.63
Harlem Hospital Center New York $109.46 $41.11 – $253.63
Kings County Hospital Center Brooklyn $109.46 $23.37 – $253.63
Lincoln Medical Center Bronx $109.46 $41.81 – $253.63
Metropolitan Hospital Center New York $109.46 $41.81 – $253.63
Queens Hospital Center Jamaica $109.46 $39.83 – $253.63
Woodhull Medical Center Brooklyn $109.46 $39.83 – $253.63
South Brooklyn Health Brooklyn $109.46 $40.66 – $253.63

All New-york hospitals for this procedure →