Inf thrc fascial pln blk uni w/wo image at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$1,620.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,078.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.48 with Univera vs $153.86 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $62.48 ↓ -96%
Univera Univera Healthy New York $62.48 ↓ -96%
Highmark Highmark Community Blue Medicare $66.49 ↓ -96%
Life Pittsburgh Life Pittsburgh Medicare $71.49 ↓ -96%
Highmark Highmark Security Blue $73.63 ↓ -95%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $75.78 ↓ -95%
Devoted Medicare Devoted Health Medicare Advantage $75.78 ↓ -95%
Univera Univera Medicare $75.83 ↓ -95%
American Health Plans American Health Plans Medicare $78.64 ↓ -95%
Univera Univera Commercial $89.24 ↓ -94%
Cigna Cigna Commercial $122.48 ↓ -92%
United Healthcare United Healthcare Navigate Nexus Commercial $145.93 ↓ -91%
United Healthcare United Healthcare Of OH Medicaid $153.86 ↓ -91%
United Healthcare United Healthcare Commercial $153.86 ↓ -91%

Visitor-reported prices

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Inf thrc fascial pln blk uni w/wo image at other New-york hospitals

Hospital City Cash price Negotiated range
UPMC Chautauqua Jamestown $132.00 $65.29 – $198.00
Bellevue Hospital Center NY 10016 not published $47.21 – $118.76
Kings County Hospital Center Brooklyn not published $47.21 – $121.23
Lincoln Medical Center Bronx not published $84.19 – $121.23
Metropolitan Hospital Center New York not published $84.19 – $121.23
Queens Hospital Center Jamaica not published $47.21 – $117.81
Woodhull Medical Center Brooklyn not published $47.21 – $121.23
South Brooklyn Health Brooklyn not published $84.19 – $121.23

All New-york hospitals for this procedure →