Inf lwr xtr fscl pln blk uni w/wo image at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$1,620.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,078.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.23 with Univera vs $148.41 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $60.23 | ↓ -96% |
| Univera | Univera Healthy New York | $60.23 | ↓ -96% |
| Highmark | Highmark Community Blue Medicare | $64.12 | ↓ -96% |
| Life Pittsburgh | Life Pittsburgh Medicare | $68.95 | ↓ -96% |
| Highmark | Highmark Security Blue | $71.02 | ↓ -96% |
| Devoted Medicare | Devoted Duel Plus PA HMO D-SNP | $73.09 | ↓ -95% |
| Devoted Medicare | Devoted Health Medicare Advantage | $73.09 | ↓ -95% |
| Univera | Univera Medicare | $73.11 | ↓ -95% |
| American Health Plans | American Health Plans Medicare | $75.85 | ↓ -95% |
| Univera | Univera Commercial | $86.03 | ↓ -95% |
| Cigna | Cigna Commercial | $118.12 | ↓ -93% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $140.77 | ↓ -91% |
| United Healthcare | United Healthcare Of OH Medicaid | $148.41 | ↓ -91% |
| United Healthcare | United Healthcare Commercial | $148.41 | ↓ -91% |
Visitor-reported prices
Comments
Inf lwr xtr fscl pln blk uni w/wo image at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Chautauqua | Jamestown | $127.20 | $62.97 – $190.80 |
| Bellevue Hospital Center | NY 10016 | not published | $45.58 – $114.74 |
| Kings County Hospital Center | Brooklyn | not published | $45.58 – $117.20 |
| Lincoln Medical Center | Bronx | not published | $81.39 – $117.20 |
| Metropolitan Hospital Center | New York | not published | $81.39 – $117.20 |
| Queens Hospital Center | Jamaica | not published | $45.58 – $113.77 |
| Woodhull Medical Center | Brooklyn | not published | $45.58 – $117.20 |
| South Brooklyn Health | Brooklyn | not published | $81.39 – $117.20 |