Incision of sperm duct at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$172.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$785.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.77 with Univera vs $7,836.24 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $22.77 ↓ -87%
Univera Univera Essential Plan $22.77 ↓ -87%
Univera Univera Medicare $28.93 ↓ -83%
Univera Univera Commercial $37.23 ↓ -78%
Amerihealth Amerihealth Caritas D-SNP Medicare $120.75 ↓ -30%
Amerihealth Amerihealth Caritas Medicare (NY) $120.75 ↓ -30%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $151.80 ↓ -12%
United Healthcare United Healthcare Medicaid $166.75 ↓ -3%
Amerihealth Amerihealth Caritas CHC Medicaid $166.75 ↓ -3%
Amerihealth Amerihealth Caritas HC Medicaid $166.75 ↓ -3%
Geisinger Geisinger Medicaid HC $166.75 ↓ -3%
Geisinger Geisinger CHIP $166.75 ↓ -3%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $172.50 ↓ -0%
Jefferson Health Plans Jefferson Health Plans $175.95 ↑ +2%
Amerihealth Amerihealth Medicaid HC $189.75 ↑ +10%
Amerihealth Amerihealth Medicaid CHC $189.75 ↑ +10%
Highmark Highmark Community Blue Medicare $243.40 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $261.72 ↑ +52%
Highmark Highmark Security Blue $269.57 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $277.42 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $277.42 ↑ +61%
American Health Plans American Health Plans Medicare $287.89 ↑ +67%
Highmark Highmark Together Blue $358.86 ↑ +108%
Highmark Highmark Managed Care $379.61 ↑ +120%
Highmark Highmark My Blue Access $379.61 ↑ +120%
Highmark Highmark My Direct Blue $379.61 ↑ +120%
Highmark Highmark Performance Blue $379.61 ↑ +120%
Highmark Highmark Blue High Performance $379.61 ↑ +120%
Highmark Highmark Social Mission Indemnity $379.61 ↑ +120%
Highmark Highmark Social Mission Managed Care $379.61 ↑ +120%
Highmark Highmark Connect Blue $379.61 ↑ +120%
Highmark Highmark Indemnity $379.61 ↑ +120%
Highmark Highmark Community Blue $379.61 ↑ +120%
Cigna Cigna Commercial $443.62 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $507.75 ↑ +194%
United Healthcare United Healthcare Commercial $535.31 ↑ +210%
United Healthcare United Healthcare Of OH Medicaid $535.31 ↑ +210%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +619%
Highmark Highmark Community Blue Medicare PPO $3,754.86 ↑ +2074%
Highmark Highmark Complete Blue Medicare $3,754.86 ↑ +2074%
Highmark Highmark Freedom Blue $3,795.68 ↑ +2098%
Martin's Point Martin's Point $4,081.37 ↑ +2263%
Aetna Aetna Medicare $4,244.63 ↑ +2358%
Highmark Highmark Together Blue Medicare $4,244.63 ↑ +2358%
Highmark Highmark Community Blue Medicare HMO $4,244.63 ↑ +2358%
Amerihealth Amerihealth Medicare New York $4,285.44 ↑ +2381%
Humana Humana Commercial $4,326.26 ↑ +2405%
United Healthcare United Healthcare Medicare I-SNP $4,367.07 ↑ +2429%
United Healthcare United Healthcare Medicare D-SNP $4,407.88 ↑ +2452%
Molina Molina Ohio $4,448.70 ↑ +2476%
Highmark Highmark Performance Blue Enhanced $5,944.93 ↑ +3342%
Aetna Aetna Commercial $7,836.24 ↑ +4437%

Visitor-reported prices

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Incision of sperm duct at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $4,081.37 $170.77 – $8,800.35
Harlem Hospital Center New York $4,081.37 $305.00 – $8,800.35
Kings County Hospital Center Brooklyn $4,081.37 $170.77 – $8,800.35
Lincoln Medical Center Bronx $4,081.37 $305.00 – $8,800.35
Metropolitan Hospital Center New York $4,081.37 $305.00 – $8,800.35
Queens Hospital Center Jamaica $4,081.37 $170.77 – $8,800.35
Woodhull Medical Center Brooklyn $4,081.37 $170.77 – $8,800.35
South Brooklyn Health Brooklyn $4,081.37 $305.00 – $8,800.35

All New-york hospitals for this procedure →