Incision of metatarsal at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$253.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,154.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.50 with Amerihealth vs $16,230.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid HC $6.50 ↓ -97%
Amerihealth Amerihealth Medicaid CHC $6.50 ↓ -97%
Univera Univera Healthy New York $33.56 ↓ -87%
Univera Univera Essential Plan $33.56 ↓ -87%
Univera Univera Medicare $43.95 ↓ -83%
Univera Univera Commercial $49.35 ↓ -81%
Amerihealth Amerihealth Caritas Medicare (NY) $322.88 ↑ +27%
Amerihealth Amerihealth Caritas D-SNP Medicare $322.88 ↑ +27%
Highmark Highmark Community Blue Medicare $357.59 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $384.50 ↑ +51%
Highmark Highmark Security Blue $396.04 ↑ +56%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $405.90 ↑ +60%
Devoted Medicare Devoted Health Medicare Advantage $407.57 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $407.57 ↑ +61%
American Health Plans American Health Plans Medicare $422.95 ↑ +67%
Highmark Highmark Together Blue $429.42 ↑ +69%
Amerihealth Amerihealth Caritas CHC Medicaid $445.88 ↑ +76%
United Healthcare United Healthcare Medicaid $445.88 ↑ +76%
Amerihealth Amerihealth Caritas HC Medicaid $445.88 ↑ +76%
Geisinger Geisinger Medicaid HC $445.88 ↑ +76%
Geisinger Geisinger CHIP $445.88 ↑ +76%
Highmark Highmark Managed Care $454.25 ↑ +79%
Highmark Highmark Blue High Performance $454.25 ↑ +79%
Highmark Highmark Connect Blue $454.25 ↑ +79%
Highmark Highmark Indemnity $454.25 ↑ +79%
Highmark Highmark My Blue Access $454.25 ↑ +79%
Highmark Highmark My Direct Blue $454.25 ↑ +79%
Highmark Highmark Performance Blue $454.25 ↑ +79%
Highmark Highmark Social Mission Indemnity $454.25 ↑ +79%
Highmark Highmark Social Mission Managed Care $454.25 ↑ +79%
Highmark Highmark Community Blue $454.25 ↑ +79%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $461.25 ↑ +82%
Jefferson Health Plans Jefferson Health Plans $470.48 ↑ +85%
Cigna Cigna Commercial $652.96 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $730.75 ↑ +188%
United Healthcare United Healthcare Commercial $770.43 ↑ +203%
United Healthcare United Healthcare Of OH Medicaid $770.43 ↑ +203%
United Healthcare United Healthcare CHIP $1,817.60 ↑ +616%
Highmark Highmark Complete Blue Medicare $7,777.32 ↑ +2963%
Highmark Highmark Community Blue Medicare PPO $7,777.32 ↑ +2963%
Highmark Highmark Freedom Blue $7,861.85 ↑ +2997%
Martin's Point Martin's Point $8,453.60 ↑ +3230%
Aetna Aetna Medicare $8,791.75 ↑ +3363%
Highmark Highmark Community Blue Medicare HMO $8,791.75 ↑ +3363%
Highmark Highmark Together Blue Medicare $8,791.75 ↑ +3363%
Amerihealth Amerihealth Medicare New York $8,876.28 ↑ +3396%
Humana Humana Commercial $8,960.82 ↑ +3430%
United Healthcare United Healthcare Medicare I-SNP $9,045.36 ↑ +3463%
United Healthcare United Healthcare Medicare D-SNP $9,129.89 ↑ +3496%
Molina Molina Ohio $9,214.43 ↑ +3529%
Highmark Highmark Performance Blue Enhanced $12,313.52 ↑ +4750%
Aetna Aetna Commercial $16,230.92 ↑ +6293%

Visitor-reported prices

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Incision of metatarsal at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $8,453.60 $240.94 – $18,115.63
Harlem Hospital Center New York $8,453.60 $461.89 – $18,115.63
Kings County Hospital Center Brooklyn $8,453.60 $240.94 – $18,115.63
Lincoln Medical Center Bronx $8,453.60 $474.68 – $18,115.63
Metropolitan Hospital Center New York $8,453.60 $474.68 – $18,115.63
Queens Hospital Center Jamaica $8,453.60 $240.94 – $18,115.63
Woodhull Medical Center Brooklyn $8,453.60 $240.94 – $18,115.63
South Brooklyn Health Brooklyn $8,453.60 $474.68 – $18,115.63

All New-york hospitals for this procedure →