Incision of heel bone at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$406.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,846.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.34 with Univera vs $16,230.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $53.34 ↓ -87%
Univera Univera Healthy New York $53.34 ↓ -87%
Amerihealth Amerihealth Caritas Medicare (NY) $54.43 ↓ -87%
Amerihealth Amerihealth Caritas D-SNP Medicare $54.43 ↓ -87%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $68.43 ↓ -83%
Univera Univera Medicare $69.86 ↓ -83%
Geisinger Geisinger CHIP $75.17 ↓ -81%
Amerihealth Amerihealth Caritas CHC Medicaid $75.17 ↓ -81%
Amerihealth Amerihealth Caritas HC Medicaid $75.17 ↓ -81%
Geisinger Geisinger Medicaid HC $75.17 ↓ -81%
United Healthcare United Healthcare Medicaid $75.17 ↓ -81%
Univera Univera Commercial $78.45 ↓ -81%
Highmark Highmark Together Blue $684.42 ↑ +69%
Highmark Highmark Community Blue $724.00 ↑ +78%
Highmark Highmark Social Mission Managed Care $724.00 ↑ +78%
Highmark Highmark Social Mission Indemnity $724.00 ↑ +78%
Highmark Highmark Performance Blue $724.00 ↑ +78%
Highmark Highmark Connect Blue $724.00 ↑ +78%
Highmark Highmark My Direct Blue $724.00 ↑ +78%
Highmark Highmark Indemnity $724.00 ↑ +78%
Highmark Highmark My Blue Access $724.00 ↑ +78%
Highmark Highmark Managed Care $724.00 ↑ +78%
Highmark Highmark Blue High Performance $724.00 ↑ +78%
Cigna Cigna Commercial $1,041.36 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $1,188.47 ↑ +193%
United Healthcare United Healthcare Commercial $1,252.99 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $1,252.99 ↑ +209%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $2,076.00 ↑ +411%
Jefferson Health Plans Jefferson Health Plans $2,117.52 ↑ +421%
United Healthcare United Healthcare CHIP $2,214.40 ↑ +445%
Amerihealth Amerihealth Medicaid CHC $2,283.60 ↑ +462%
Amerihealth Amerihealth Medicaid HC $2,283.60 ↑ +462%
Highmark Highmark Community Blue Medicare PPO $7,777.32 ↑ +1815%
Highmark Highmark Complete Blue Medicare $7,777.32 ↑ +1815%
Highmark Highmark Freedom Blue $7,861.85 ↑ +1836%
American Health Plans American Health Plans Medicare $8,453.60 ↑ +1982%
Martin's Point Martin's Point $8,453.60 ↑ +1982%
Life Pittsburgh Life Pittsburgh Medicare $8,453.60 ↑ +1982%
Devoted Medicare Devoted Health Medicare Advantage $8,707.21 ↑ +2044%
Highmark Highmark Together Blue Medicare $8,791.75 ↑ +2065%
Aetna Aetna Medicare $8,791.75 ↑ +2065%
Highmark Highmark Community Blue Medicare HMO $8,791.75 ↑ +2065%
Highmark Highmark Security Blue $8,791.75 ↑ +2065%
Amerihealth Amerihealth Medicare New York $8,876.28 ↑ +2086%
Humana Humana Commercial $8,960.82 ↑ +2106%
United Healthcare United Healthcare Medicare I-SNP $9,045.36 ↑ +2127%
United Healthcare United Healthcare Medicare D-SNP $9,129.89 ↑ +2148%
Molina Molina Ohio $9,214.43 ↑ +2169%
Highmark Highmark Performance Blue Enhanced $12,313.52 ↑ +2932%
Aetna Aetna Commercial $16,230.92 ↑ +3897%

Visitor-reported prices

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Incision of heel bone at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $8,453.60 $395.51 – $13,586.72
Kings County Hospital Center Brooklyn $8,453.60 $395.51 – $13,586.72
Lincoln Medical Center Bronx $8,453.60 $765.05 – $10,567.01
Metropolitan Hospital Center New York $8,453.60 $765.05 – $10,567.01
Queens Hospital Center Jamaica $8,453.60 $395.51 – $13,586.72
Woodhull Medical Center Brooklyn $8,453.60 $395.51 – $13,586.72
South Brooklyn Health Brooklyn $8,453.60 $765.05 – $10,567.01
North Central Bronx Bronx $8,453.60 $765.05 – $13,586.72

All New-york hospitals for this procedure →