Incision of burn scab initi at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$120.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$548.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$158.26 with Univera vs $1,280.40 with Amerihealth — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $158.26 ↑ +31%
Univera Univera Essential Plan $158.26 ↑ +31%
Univera Univera Medicare $192.16 ↑ +59%
Highmark Highmark Together Blue $193.09 ↑ +60%
Amerihealth Amerihealth Caritas Medicare (NY) $200.00 ↑ +66%
Amerihealth Amerihealth Caritas D-SNP Medicare $200.00 ↑ +66%
Highmark Highmark Indemnity $204.26 ↑ +69%
Highmark Highmark Connect Blue $204.26 ↑ +69%
Highmark Highmark Social Mission Managed Care $204.26 ↑ +69%
Highmark Highmark Social Mission Indemnity $204.26 ↑ +69%
Highmark Highmark Performance Blue $204.26 ↑ +69%
Highmark Highmark My Direct Blue $204.26 ↑ +69%
Highmark Highmark My Blue Access $204.26 ↑ +69%
Highmark Highmark Managed Care $204.26 ↑ +69%
Highmark Highmark Blue High Performance $204.26 ↑ +69%
Highmark Highmark Community Blue $204.26 ↑ +69%
Univera Univera Commercial $208.77 ↑ +73%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $251.43 ↑ +109%
Amerihealth Amerihealth Caritas CHC Medicaid $276.20 ↑ +129%
United Healthcare United Healthcare Medicaid $276.20 ↑ +129%
Geisinger Geisinger CHIP $276.20 ↑ +129%
Amerihealth Amerihealth Caritas HC Medicaid $276.20 ↑ +129%
Geisinger Geisinger Medicaid HC $276.20 ↑ +129%
Cigna Cigna Commercial $311.61 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $364.72 ↑ +203%
United Healthcare United Healthcare Commercial $384.52 ↑ +219%
United Healthcare United Healthcare Of OH Medicaid $384.52 ↑ +219%
Highmark Highmark Community Blue Medicare PPO $434.96 ↑ +261%
Highmark Highmark Complete Blue Medicare $434.96 ↑ +261%
Highmark Highmark Freedom Blue $439.69 ↑ +265%
Life Pittsburgh Life Pittsburgh Medicare $472.79 ↑ +292%
Martin's Point Martin's Point $472.79 ↑ +292%
American Health Plans American Health Plans Medicare $472.79 ↑ +292%
Devoted Medicare Devoted Health Medicare Advantage $486.97 ↑ +304%
Highmark Highmark Together Blue Medicare $491.70 ↑ +308%
Aetna Aetna Medicare $491.70 ↑ +308%
Highmark Highmark Community Blue Medicare HMO $491.70 ↑ +308%
Highmark Highmark Security Blue $491.70 ↑ +308%
Amerihealth Amerihealth Medicare New York $496.43 ↑ +312%
Humana Humana Commercial $501.16 ↑ +316%
United Healthcare United Healthcare Medicare I-SNP $505.88 ↑ +320%
United Healthcare United Healthcare Medicare D-SNP $510.61 ↑ +324%
Molina Molina Ohio $515.34 ↑ +327%
Highmark Highmark Performance Blue Enhanced $688.66 ↑ +471%
Aetna Aetna Commercial $907.75 ↑ +653%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +865%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +885%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +930%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +962%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +962%

Visitor-reported prices

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Incision of burn scab initi at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $472.79 $122.24 – $761.17
Kings County Hospital Center Brooklyn $472.79 $122.24 – $761.17
Lincoln Medical Center Bronx $472.79 $224.08 – $590.98
Metropolitan Hospital Center New York $472.79 $224.08 – $590.98
Queens Hospital Center Jamaica $472.79 $122.24 – $761.17
Woodhull Medical Center Brooklyn $472.79 $122.24 – $761.17
South Brooklyn Health Brooklyn $472.79 $224.08 – $590.98
North Central Bronx Bronx $472.79 $224.08 – $761.17

All New-york hospitals for this procedure →