Incision of breast lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$194.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$882.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.11 with Amerihealth vs $3,681.27 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $7.11 ↓ -96%
Amerihealth Amerihealth Medicaid HC $7.11 ↓ -96%
Univera Univera Essential Plan $25.54 ↓ -87%
Univera Univera Healthy New York $25.54 ↓ -87%
Univera Univera Medicare $31.02 ↓ -84%
Univera Univera Commercial $33.70 ↓ -83%
Amerihealth Amerihealth Caritas D-SNP Medicare $76.65 ↓ -60%
Amerihealth Amerihealth Caritas Medicare (NY) $76.65 ↓ -60%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $96.36 ↓ -50%
Geisinger Geisinger Medicaid HC $105.85 ↓ -45%
Amerihealth Amerihealth Caritas CHC Medicaid $105.85 ↓ -45%
Amerihealth Amerihealth Caritas HC Medicaid $105.85 ↓ -45%
United Healthcare United Healthcare Medicaid $105.85 ↓ -45%
Geisinger Geisinger CHIP $105.85 ↓ -45%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $109.50 ↓ -44%
Jefferson Health Plans Jefferson Health Plans $111.69 ↓ -42%
Highmark Highmark Community Blue Medicare $273.29 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $293.86 ↑ +51%
Highmark Highmark Security Blue $302.68 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $311.49 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $311.49 ↑ +61%
American Health Plans American Health Plans Medicare $323.25 ↑ +67%
Highmark Highmark Together Blue $362.63 ↑ +87%
Highmark Highmark Managed Care $383.59 ↑ +98%
Highmark Highmark My Blue Access $383.59 ↑ +98%
Highmark Highmark My Direct Blue $383.59 ↑ +98%
Highmark Highmark Performance Blue $383.59 ↑ +98%
Highmark Highmark Blue High Performance $383.59 ↑ +98%
Highmark Highmark Social Mission Indemnity $383.59 ↑ +98%
Highmark Highmark Social Mission Managed Care $383.59 ↑ +98%
Highmark Highmark Connect Blue $383.59 ↑ +98%
Highmark Highmark Indemnity $383.59 ↑ +98%
Highmark Highmark Community Blue $383.59 ↑ +98%
Cigna Cigna Commercial $499.72 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $562.08 ↑ +190%
United Healthcare United Healthcare Commercial $592.59 ↑ +205%
United Healthcare United Healthcare Of OH Medicaid $592.59 ↑ +205%
Martin's Point Martin's Point $1,179.00 ↑ +508%
United Healthcare United Healthcare CHIP $1,313.60 ↑ +577%
Highmark Highmark Community Blue Medicare PPO $1,763.94 ↑ +809%
Highmark Highmark Complete Blue Medicare $1,763.94 ↑ +809%
Highmark Highmark Freedom Blue $1,783.11 ↑ +819%
Aetna Aetna Medicare $1,994.02 ↑ +928%
Highmark Highmark Together Blue Medicare $1,994.02 ↑ +928%
Highmark Highmark Community Blue Medicare HMO $1,994.02 ↑ +928%
Amerihealth Amerihealth Medicare New York $2,013.19 ↑ +938%
Humana Humana Commercial $2,032.37 ↑ +947%
United Healthcare United Healthcare Medicare I-SNP $2,051.54 ↑ +957%
United Healthcare United Healthcare Medicare D-SNP $2,070.71 ↑ +967%
Molina Molina Ohio $2,089.89 ↑ +977%
Highmark Highmark Performance Blue Enhanced $2,792.78 ↑ +1339%
Aetna Aetna Commercial $3,681.27 ↑ +1797%

Visitor-reported prices

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Incision of breast lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,917.33 $0.01 – $3,092.49
Kings County Hospital Center Brooklyn $1,917.33 $0.01 – $3,092.49
Lincoln Medical Center Bronx $1,917.33 $0.01 – $2,329.68
Metropolitan Hospital Center New York $1,917.33 $0.01 – $2,329.68
UPMC Chautauqua Jamestown $1,223.40 $91.25 – $2,039.03
Queens Hospital Center Jamaica $1,917.33 $0.01 – $3,092.49
Woodhull Medical Center Brooklyn $1,917.33 $0.01 – $3,092.49
South Brooklyn Health Brooklyn $1,917.33 $0.01 – $2,329.68

All New-york hospitals for this procedure →