Implant cochlear device at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$742.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,377.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.39 with Univera vs $72,269.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $69.39 ↓ -91%
Univera Univera Essential Plan $69.39 ↓ -91%
Univera Univera Medicare $84.56 ↓ -89%
Univera Univera Commercial $90.72 ↓ -88%
Amerihealth Amerihealth Caritas Medicare (NY) $1,050.00 ↑ +41%
Amerihealth Amerihealth Caritas D-SNP Medicare $1,050.00 ↑ +41%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +57%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +60%
Geisinger Geisinger Medicaid HC $1,241.60 ↑ +67%
United Healthcare United Healthcare Medicaid $1,241.60 ↑ +67%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +67%
Geisinger Geisinger CHIP $1,241.60 ↑ +67%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +72%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +72%
Highmark Highmark Together Blue $1,298.68 ↑ +75%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $1,320.00 ↑ +78%
Highmark Highmark Blue High Performance $1,373.78 ↑ +85%
Highmark Highmark Social Mission Indemnity $1,373.78 ↑ +85%
Highmark Highmark Community Blue $1,373.78 ↑ +85%
Highmark Highmark Connect Blue $1,373.78 ↑ +85%
Highmark Highmark Social Mission Managed Care $1,373.78 ↑ +85%
Highmark Highmark Indemnity $1,373.78 ↑ +85%
Highmark Highmark Managed Care $1,373.78 ↑ +85%
Highmark Highmark My Blue Access $1,373.78 ↑ +85%
Highmark Highmark My Direct Blue $1,373.78 ↑ +85%
Highmark Highmark Performance Blue $1,373.78 ↑ +85%
Amerihealth Amerihealth Caritas CHC Medicaid $1,450.00 ↑ +95%
Amerihealth Amerihealth Caritas HC Medicaid $1,450.00 ↑ +95%
Cigna Cigna Commercial $1,931.31 ↑ +160%
United Healthcare United Healthcare Navigate Nexus Commercial $2,197.44 ↑ +196%
United Healthcare United Healthcare Of OH Medicaid $2,316.75 ↑ +212%
United Healthcare United Healthcare Commercial $2,316.75 ↑ +212%
Highmark Highmark Community Blue Medicare PPO $34,628.89 ↑ +4561%
Highmark Highmark Complete Blue Medicare $34,628.89 ↑ +4561%
Highmark Highmark Freedom Blue $35,005.29 ↑ +4612%
Life Pittsburgh Life Pittsburgh Medicare $37,640.10 ↑ +4966%
Martin's Point Martin's Point $37,640.10 ↑ +4966%
American Health Plans American Health Plans Medicare $37,640.10 ↑ +4966%
Devoted Medicare Devoted Health Medicare Advantage $38,769.30 ↑ +5118%
Aetna Aetna Medicare $39,145.71 ↑ +5169%
Highmark Highmark Security Blue $39,145.71 ↑ +5169%
Highmark Highmark Together Blue Medicare $39,145.71 ↑ +5169%
Highmark Highmark Community Blue Medicare HMO $39,145.71 ↑ +5169%
Amerihealth Amerihealth Medicare New York $39,522.11 ↑ +5220%
Humana Humana Commercial $39,898.51 ↑ +5270%
United Healthcare United Healthcare Medicare I-SNP $40,274.91 ↑ +5321%
United Healthcare United Healthcare Medicare D-SNP $40,651.31 ↑ +5372%
Molina Molina Ohio $41,027.71 ↑ +5422%
Highmark Highmark Performance Blue Enhanced $54,826.57 ↑ +7280%
Aetna Aetna Commercial $72,269.00 ↑ +9627%

Visitor-reported prices

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Implant cochlear device at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $37,640.10 $740.15 – $82,317.14
Kings County Hospital Center Brooklyn $37,640.10 $740.15 – $82,317.14
Lincoln Medical Center Bronx $37,640.10 $1,393.80 – $82,317.14
Metropolitan Hospital Center New York $37,640.10 $1,393.80 – $82,317.14
Queens Hospital Center Jamaica $37,640.10 $740.15 – $82,317.14
Woodhull Medical Center Brooklyn $37,640.10 $740.15 – $82,317.14
South Brooklyn Health Brooklyn $37,640.10 $1,393.80 – $82,317.14
North Central Bronx Bronx $37,640.10 $1,393.80 – $82,317.14

All New-york hospitals for this procedure →