Impl oi implt sk tc esp<100 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$381.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,734.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.46 with Univera vs $29,234.07 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $35.46 ↓ -91%
Univera Univera Healthy New York $35.46 ↓ -91%
Univera Univera Medicare $43.21 ↓ -89%
Univera Univera Commercial $46.36 ↓ -88%
Amerihealth Amerihealth Caritas D-SNP Medicare $506.93 ↑ +33%
Amerihealth Amerihealth Caritas Medicare (NY) $506.93 ↑ +33%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $637.28 ↑ +67%
Highmark Highmark Together Blue $663.55 ↑ +74%
Geisinger Geisinger CHIP $700.05 ↑ +84%
Amerihealth Amerihealth Caritas CHC Medicaid $700.05 ↑ +84%
Amerihealth Amerihealth Caritas HC Medicaid $700.05 ↑ +84%
Geisinger Geisinger Medicaid HC $700.05 ↑ +84%
United Healthcare United Healthcare Medicaid $700.05 ↑ +84%
Highmark Highmark Social Mission Indemnity $701.92 ↑ +84%
Highmark Highmark Managed Care $701.92 ↑ +84%
Highmark Highmark My Blue Access $701.92 ↑ +84%
Highmark Highmark My Direct Blue $701.92 ↑ +84%
Highmark Highmark Performance Blue $701.92 ↑ +84%
Highmark Highmark Community Blue $701.92 ↑ +84%
Highmark Highmark Social Mission Managed Care $701.92 ↑ +84%
Highmark Highmark Blue High Performance $701.92 ↑ +84%
Highmark Highmark Connect Blue $701.92 ↑ +84%
Highmark Highmark Indemnity $701.92 ↑ +84%
Cigna Cigna Commercial $986.67 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $1,138.74 ↑ +199%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +205%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +211%
United Healthcare United Healthcare Commercial $1,200.56 ↑ +215%
United Healthcare United Healthcare Of OH Medicaid $1,200.56 ↑ +215%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +225%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +236%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +236%
Highmark Highmark Complete Blue Medicare $14,007.99 ↑ +3572%
Highmark Highmark Community Blue Medicare PPO $14,007.99 ↑ +3572%
Highmark Highmark Freedom Blue $14,160.25 ↑ +3612%
Life Pittsburgh Life Pittsburgh Medicare $15,226.08 ↑ +3891%
American Health Plans American Health Plans Medicare $15,226.08 ↑ +3891%
Martin's Point Martin's Point $15,226.08 ↑ +3891%
Devoted Medicare Devoted Health Medicare Advantage $15,682.86 ↑ +4011%
Highmark Highmark Together Blue Medicare $15,835.12 ↑ +4051%
Highmark Highmark Community Blue Medicare HMO $15,835.12 ↑ +4051%
Highmark Highmark Security Blue $15,835.12 ↑ +4051%
Aetna Aetna Medicare $15,835.12 ↑ +4051%
Amerihealth Amerihealth Medicare New York $15,987.38 ↑ +4091%
Humana Humana Commercial $16,139.64 ↑ +4131%
United Healthcare United Healthcare Medicare I-SNP $16,291.91 ↑ +4171%
United Healthcare United Healthcare Medicare D-SNP $16,444.17 ↑ +4211%
Molina Molina Ohio $16,596.43 ↑ +4251%
Highmark Highmark Performance Blue Enhanced $22,178.31 ↑ +5714%
Aetna Aetna Commercial $29,234.07 ↑ +7563%

Visitor-reported prices

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Impl oi implt sk tc esp<100 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $15,226.08 $409.63 – $24,039.48
Kings County Hospital Center Brooklyn $15,226.08 $409.63 – $24,039.48
Lincoln Medical Center Bronx $15,226.08 $715.93 – $18,109.74
Metropolitan Hospital Center New York $15,226.08 $715.93 – $18,109.74
Queens Hospital Center Jamaica $15,226.08 $409.63 – $24,039.48
Woodhull Medical Center Brooklyn $15,226.08 $409.63 – $24,039.48
South Brooklyn Health Brooklyn $15,226.08 $715.93 – $18,109.74
North Central Bronx Bronx $15,226.08 $715.93 – $24,039.48

All New-york hospitals for this procedure →