Hlth bhv ivntj indiv 1st 30 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$38.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$175.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.16 with Amerihealth vs $365.05 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas Medicare (NY) $41.16 ↑ +7%
Amerihealth Amerihealth Caritas D-SNP Medicare $41.16 ↑ +7%
Univera Univera Healthy New York $49.21 ↑ +28%
Univera Univera Essential Plan $49.21 ↑ +28%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $51.74 ↑ +34%
Highmark Highmark Community Blue Medicare $54.23 ↑ +41%
Highmark Highmark Together Blue $55.34 ↑ +44%
United Healthcare United Healthcare Medicaid $56.84 ↑ +48%
Amerihealth Amerihealth Caritas HC Medicaid $56.84 ↑ +48%
Amerihealth Amerihealth Caritas CHC Medicaid $56.84 ↑ +48%
Geisinger Geisinger CHIP $56.84 ↑ +48%
Geisinger Geisinger Medicaid HC $56.84 ↑ +48%
Life Pittsburgh Life Pittsburgh Medicare $58.31 ↑ +51%
Highmark Highmark My Blue Access $58.54 ↑ +52%
Highmark Highmark Performance Blue $58.54 ↑ +52%
Highmark Highmark Blue High Performance $58.54 ↑ +52%
Highmark Highmark Community Blue $58.54 ↑ +52%
Highmark Highmark Indemnity $58.54 ↑ +52%
Highmark Highmark Managed Care $58.54 ↑ +52%
Highmark Highmark My Direct Blue $58.54 ↑ +52%
Highmark Highmark Social Mission Managed Care $58.54 ↑ +52%
Highmark Highmark Social Mission Indemnity $58.54 ↑ +52%
Highmark Highmark Connect Blue $58.54 ↑ +52%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $58.80 ↑ +53%
Jefferson Health Plans Jefferson Health Plans $59.98 ↑ +56%
Highmark Highmark Security Blue $60.06 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $61.81 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $61.81 ↑ +61%
Univera Univera Medicare $61.94 ↑ +61%
United Healthcare United Healthcare CHIP $62.72 ↑ +63%
American Health Plans American Health Plans Medicare $64.14 ↑ +67%
Amerihealth Amerihealth Medicaid HC $64.68 ↑ +68%
Amerihealth Amerihealth Medicaid CHC $64.68 ↑ +68%
Univera Univera Commercial $72.36 ↑ +88%
Cigna Cigna Commercial $95.65 ↑ +148%
United Healthcare United Healthcare Navigate Nexus Commercial $110.39 ↑ +187%
United Healthcare United Healthcare Of OH Medicaid $116.39 ↑ +202%
United Healthcare United Healthcare Commercial $116.39 ↑ +202%
Highmark Highmark Community Blue Medicare PPO $174.92 ↑ +354%
Highmark Highmark Complete Blue Medicare $174.92 ↑ +354%
Highmark Highmark Freedom Blue $176.82 ↑ +359%
Martin's Point Martin's Point $190.13 ↑ +394%
Highmark Highmark Community Blue Medicare HMO $197.74 ↑ +414%
Aetna Aetna Medicare $197.74 ↑ +414%
Highmark Highmark Together Blue Medicare $197.74 ↑ +414%
Amerihealth Amerihealth Medicare New York $199.64 ↑ +419%
Humana Humana Commercial $201.54 ↑ +423%
United Healthcare United Healthcare Medicare I-SNP $203.44 ↑ +428%
United Healthcare United Healthcare Medicare D-SNP $205.34 ↑ +433%
Molina Molina Ohio $207.24 ↑ +438%
Highmark Highmark Performance Blue Enhanced $276.94 ↑ +619%
Aetna Aetna Commercial $365.05 ↑ +848%

Visitor-reported prices

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Hlth bhv ivntj indiv 1st 30 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $190.13 $51.28 – $332.35
Kings County Hospital Center Brooklyn $190.13 $51.28 – $332.35
Lincoln Medical Center Bronx $190.13 $65.40 – $332.35
Metropolitan Hospital Center New York $190.13 $65.40 – $332.35
Queens Hospital Center Jamaica $190.13 $51.28 – $332.35
Woodhull Medical Center Brooklyn $190.13 $51.28 – $332.35
South Brooklyn Health Brooklyn $190.13 $65.40 – $332.35
North Central Bronx Bronx $190.13 $65.40 – $332.35

All New-york hospitals for this procedure →