Harvest cultured skin graft 15040 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$77.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$354.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.92 with Univera vs $4,156.10 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $100.92 ↑ +30%
Univera Univera Healthy New York $100.92 ↑ +30%
Highmark Highmark Community Blue Medicare $109.62 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $117.87 ↑ +51%
Highmark Highmark Security Blue $121.41 ↑ +56%
Univera Univera Medicare $122.53 ↑ +57%
Highmark Highmark Together Blue $123.87 ↑ +59%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $124.94 ↑ +60%
Devoted Medicare Devoted Health Medicare Advantage $124.94 ↑ +60%
American Health Plans American Health Plans Medicare $129.66 ↑ +66%
Highmark Highmark Social Mission Indemnity $131.03 ↑ +68%
Highmark Highmark Blue High Performance $131.03 ↑ +68%
Highmark Highmark Community Blue $131.03 ↑ +68%
Highmark Highmark My Direct Blue $131.03 ↑ +68%
Highmark Highmark Performance Blue $131.03 ↑ +68%
Highmark Highmark Connect Blue $131.03 ↑ +68%
Highmark Highmark Social Mission Managed Care $131.03 ↑ +68%
Highmark Highmark Indemnity $131.03 ↑ +68%
Highmark Highmark Managed Care $131.03 ↑ +68%
Highmark Highmark My Blue Access $131.03 ↑ +68%
Univera Univera Commercial $133.13 ↑ +71%
Cigna Cigna Commercial $198.30 ↑ +155%
United Healthcare United Healthcare Navigate Nexus Commercial $228.55 ↑ +193%
United Healthcare United Healthcare Of OH Medicaid $240.96 ↑ +209%
United Healthcare United Healthcare Commercial $240.96 ↑ +209%
United Healthcare United Healthcare Medicaid $1,684.43 ↑ +2063%
United Healthcare United Healthcare CHIP $1,684.43 ↑ +2063%
Highmark Highmark Complete Blue Medicare $1,991.47 ↑ +2457%
Highmark Highmark Community Blue Medicare PPO $1,991.47 ↑ +2457%
Highmark Highmark Freedom Blue $2,013.11 ↑ +2485%
Martin's Point Martin's Point $2,164.64 ↑ +2679%
Aetna Aetna Medicare $2,251.22 ↑ +2791%
Highmark Highmark Together Blue Medicare $2,251.22 ↑ +2791%
Highmark Highmark Community Blue Medicare HMO $2,251.22 ↑ +2791%
Amerihealth Amerihealth Medicare New York $2,272.87 ↑ +2818%
Amerihealth Amerihealth Caritas D-SNP Medicare $2,272.87 ↑ +2818%
Humana Humana Commercial $2,294.52 ↑ +2846%
United Healthcare United Healthcare Medicare I-SNP $2,316.16 ↑ +2874%
United Healthcare United Healthcare Medicare D-SNP $2,337.81 ↑ +2902%
Molina Molina Ohio $2,359.45 ↑ +2930%
Highmark Highmark Performance Blue Enhanced $3,153.01 ↑ +3949%
Aetna Aetna Commercial $4,156.10 ↑ +5237%

Visitor-reported prices

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Harvest cultured skin graft 15040 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,164.64 $73.74 – $5,151.12
Harlem Hospital Center New York $2,164.64 $142.81 – $5,151.12
Kings County Hospital Center Brooklyn $2,164.64 $73.74 – $5,151.12
Lincoln Medical Center Bronx $2,164.64 $147.51 – $5,151.12
Metropolitan Hospital Center New York $2,164.64 $147.51 – $5,151.12
Queens Hospital Center Jamaica $2,164.64 $73.74 – $5,151.12
Woodhull Medical Center Brooklyn $2,164.64 $73.74 – $5,151.12
South Brooklyn Health Brooklyn $2,164.64 $147.51 – $5,151.12

All New-york hospitals for this procedure →