Ghs st - eval for alt comm at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$6.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$30.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.82 with Univera vs $89.18 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $8.82 ↑ +34%
Univera Univera Healthy New York $8.82 ↑ +34%
Highmark Highmark Community Blue Medicare $9.29 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $9.99 ↑ +51%
Highmark Highmark Security Blue $10.29 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $10.59 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $10.59 ↑ +60%
Univera Univera Medicare $10.98 ↑ +66%
American Health Plans American Health Plans Medicare $10.99 ↑ +67%
Univera Univera Commercial $11.57 ↑ +75%
Amerihealth Amerihealth Caritas D-SNP Medicare $12.60 ↑ +91%
Amerihealth Amerihealth Caritas Medicare (NY) $12.60 ↑ +91%
Highmark Highmark Together Blue $13.82 ↑ +109%
Highmark Highmark My Direct Blue $14.62 ↑ +122%
Highmark Highmark Blue High Performance $14.62 ↑ +122%
Highmark Highmark Community Blue $14.62 ↑ +122%
Highmark Highmark Connect Blue $14.62 ↑ +122%
Highmark Highmark Indemnity $14.62 ↑ +122%
Highmark Highmark Managed Care $14.62 ↑ +122%
Highmark Highmark My Blue Access $14.62 ↑ +122%
Highmark Highmark Performance Blue $14.62 ↑ +122%
Highmark Highmark Social Mission Indemnity $14.62 ↑ +122%
Highmark Highmark Social Mission Managed Care $14.62 ↑ +122%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $15.84 ↑ +140%
Cigna Cigna Commercial $17.09 ↑ +159%
Amerihealth Amerihealth Caritas HC Medicaid $17.40 ↑ +164%
United Healthcare United Healthcare Medicaid $17.40 ↑ +164%
Amerihealth Amerihealth Caritas CHC Medicaid $17.40 ↑ +164%
Geisinger Geisinger CHIP $17.40 ↑ +164%
Geisinger Geisinger Medicaid HC $17.40 ↑ +164%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $18.00 ↑ +173%
Jefferson Health Plans Jefferson Health Plans $18.36 ↑ +178%
United Healthcare United Healthcare CHIP $19.20 ↑ +191%
United Healthcare United Healthcare Navigate Nexus Commercial $19.76 ↑ +199%
Amerihealth Amerihealth Medicaid CHC $19.80 ↑ +200%
Amerihealth Amerihealth Medicaid HC $19.80 ↑ +200%
United Healthcare United Healthcare Of OH Medicaid $20.84 ↑ +216%
United Healthcare United Healthcare Commercial $20.84 ↑ +216%
Martin's Point Martin's Point $37.80 ↑ +473%
Highmark Highmark Complete Blue Medicare $42.73 ↑ +547%
Highmark Highmark Community Blue Medicare PPO $42.73 ↑ +547%
Highmark Highmark Freedom Blue $43.20 ↑ +555%
Highmark Highmark Community Blue Medicare HMO $48.30 ↑ +632%
Highmark Highmark Together Blue Medicare $48.30 ↑ +632%
Aetna Aetna Medicare $48.30 ↑ +632%
Amerihealth Amerihealth Medicare New York $48.77 ↑ +639%
Humana Humana Commercial $49.23 ↑ +646%
United Healthcare United Healthcare Medicare I-SNP $49.70 ↑ +653%
United Healthcare United Healthcare Medicare D-SNP $50.16 ↑ +660%
Molina Molina Ohio $50.63 ↑ +667%
Highmark Highmark Performance Blue Enhanced $67.65 ↑ +925%
Aetna Aetna Commercial $89.18 ↑ +1251%

Visitor-reported prices

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Ghs st - eval for alt comm at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $46.45 $0.01 – $645.00
Kings County Hospital Center Brooklyn $46.45 $0.01 – $645.00
Lincoln Medical Center Bronx $46.45 $0.01 – $645.00
Metropolitan Hospital Center New York $46.45 $0.01 – $645.00
UPMC Chautauqua Jamestown $58.80 $10.57 – $120.28
Queens Hospital Center Jamaica $46.45 $0.01 – $645.00
Woodhull Medical Center Brooklyn $46.45 $0.01 – $645.00
South Brooklyn Health Brooklyn $46.45 $0.01 – $645.00

All New-york hospitals for this procedure →