Ghs ot group caregiver training at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$42.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.86 with Univera vs $44.13 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $8.86 ↓ -79%
Univera Univera Essential Plan $8.86 ↓ -79%
Highmark Highmark Community Blue Medicare $9.35 ↓ -78%
Life Pittsburgh Life Pittsburgh Medicare $10.05 ↓ -77%
Highmark Highmark Security Blue $10.35 ↓ -76%
Univera Univera Medicare $10.51 ↓ -76%
Devoted Medicare Devoted Health Medicare Advantage $10.65 ↓ -75%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $10.65 ↓ -75%
American Health Plans American Health Plans Medicare $11.06 ↓ -74%
Highmark Highmark Together Blue $11.28 ↓ -74%
Univera Univera Commercial $11.88 ↓ -72%
Highmark Highmark My Direct Blue $11.92 ↓ -72%
Highmark Highmark Performance Blue $11.92 ↓ -72%
Highmark Highmark Indemnity $11.92 ↓ -72%
Highmark Highmark Social Mission Indemnity $11.92 ↓ -72%
Highmark Highmark Social Mission Managed Care $11.92 ↓ -72%
Highmark Highmark Connect Blue $11.92 ↓ -72%
Highmark Highmark Managed Care $11.92 ↓ -72%
Highmark Highmark My Blue Access $11.92 ↓ -72%
Highmark Highmark Community Blue $11.92 ↓ -72%
Highmark Highmark Blue High Performance $11.92 ↓ -72%
Cigna Cigna Commercial $17.21 ↓ -60%
United Healthcare United Healthcare Navigate Nexus Commercial $41.86 ↓ -2%
United Healthcare United Healthcare Commercial $44.13 ↑ +3%
United Healthcare United Healthcare Of OH Medicaid $44.13 ↑ +3%

Visitor-reported prices

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Ghs ot group caregiver training at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $11.48 $8.52 – $16.53
Kings County Hospital Center Brooklyn $11.65 $8.62 – $16.78
Lincoln Medical Center Bronx $11.65 $8.62 – $16.78
Metropolitan Hospital Center New York $11.48 $8.52 – $16.78
Queens Hospital Center Jamaica $11.49 $8.49 – $16.55
Woodhull Medical Center Brooklyn $11.65 $8.62 – $16.78
South Brooklyn Health Brooklyn $11.65 $8.62 – $16.78
North Central Bronx Bronx $11.65 $8.62 – $16.78

All New-york hospitals for this procedure →