Ghs nailbed repair/nail removal at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$1,432.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,837.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.95 with Univera vs $1,390.79 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $8.95 ↓ -99%
Univera Univera Essential Plan $8.95 ↓ -99%
Univera Univera Medicare $10.87 ↓ -99%
Univera Univera Commercial $11.81 ↓ -99%
Amerihealth Amerihealth Caritas Medicare (NY) $24.15 ↓ -98%
Amerihealth Amerihealth Caritas D-SNP Medicare $24.15 ↓ -98%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $30.36 ↓ -98%
Amerihealth Amerihealth Caritas HC Medicaid $33.35 ↓ -98%
Amerihealth Amerihealth Caritas CHC Medicaid $33.35 ↓ -98%
United Healthcare United Healthcare Medicaid $33.35 ↓ -98%
Geisinger Geisinger Medicaid HC $33.35 ↓ -98%
Geisinger Geisinger CHIP $33.35 ↓ -98%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $34.50 ↓ -98%
Jefferson Health Plans Jefferson Health Plans $35.19 ↓ -98%
Highmark Highmark Community Blue Medicare $95.01 ↓ -93%
Life Pittsburgh Life Pittsburgh Medicare $102.16 ↓ -93%
Highmark Highmark Security Blue $105.22 ↓ -93%
Devoted Medicare Devoted Health Medicare Advantage $108.29 ↓ -92%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $108.29 ↓ -92%
Highmark Highmark Together Blue $108.97 ↓ -92%
American Health Plans American Health Plans Medicare $112.38 ↓ -92%
Highmark Highmark Connect Blue $115.27 ↓ -92%
Highmark Highmark Indemnity $115.27 ↓ -92%
Highmark Highmark Managed Care $115.27 ↓ -92%
Highmark Highmark My Blue Access $115.27 ↓ -92%
Highmark Highmark My Direct Blue $115.27 ↓ -92%
Highmark Highmark Performance Blue $115.27 ↓ -92%
Highmark Highmark Community Blue $115.27 ↓ -92%
Highmark Highmark Blue High Performance $115.27 ↓ -92%
Highmark Highmark Social Mission Indemnity $115.27 ↓ -92%
Highmark Highmark Social Mission Managed Care $115.27 ↓ -92%
Cigna Cigna Commercial $173.94 ↓ -88%
United Healthcare United Healthcare Navigate Nexus Commercial $207.81 ↓ -85%
United Healthcare United Healthcare Commercial $219.09 ↓ -85%
United Healthcare United Healthcare Of OH Medicaid $219.09 ↓ -85%
Amerihealth Amerihealth Medicaid CHC $399.20 ↓ -72%
Amerihealth Amerihealth Medicaid HC $399.20 ↓ -72%
Martin's Point Martin's Point $488.00 ↓ -66%
Highmark Highmark Community Blue Medicare PPO $666.42 ↓ -53%
Highmark Highmark Complete Blue Medicare $666.42 ↓ -53%
Highmark Highmark Freedom Blue $673.66 ↓ -53%
Highmark Highmark Together Blue Medicare $753.34 ↓ -47%
Aetna Aetna Medicare $753.34 ↓ -47%
Highmark Highmark Community Blue Medicare HMO $753.34 ↓ -47%
Amerihealth Amerihealth Medicare New York $760.59 ↓ -47%
Humana Humana Commercial $767.83 ↓ -46%
United Healthcare United Healthcare Medicare I-SNP $775.08 ↓ -46%
United Healthcare United Healthcare Medicare D-SNP $782.32 ↓ -45%
Molina Molina Ohio $789.56 ↓ -45%
Highmark Highmark Performance Blue Enhanced $1,055.12 ↓ -26%
United Healthcare United Healthcare CHIP $1,241.60 ↓ -13%
Aetna Aetna Commercial $1,390.79 ↓ -3%

Visitor-reported prices

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Ghs nailbed repair/nail removal at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $755.08 $0.01 – $1,383.86
Kings County Hospital Center Brooklyn $755.08 $0.01 – $1,383.86
Lincoln Medical Center Bronx $724.37 $0.01 – $1,042.51
Metropolitan Hospital Center New York $724.37 $0.01 – $1,042.51
UPMC Chautauqua Jamestown $217.80 $28.75 – $2,904.64
Queens Hospital Center Jamaica $755.08 $0.01 – $1,383.86
Woodhull Medical Center Brooklyn $755.08 $0.01 – $1,383.86
South Brooklyn Health Brooklyn $724.37 $0.01 – $1,042.51

All New-york hospitals for this procedure →