Ghs musc test done w/n test comp at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$27.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$125.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$36.50 with Univera vs $88.07 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $36.50 | ↑ +33% |
| Univera | Univera Healthy New York | $36.50 | ↑ +33% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $38.74 | ↑ +41% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $38.74 | ↑ +41% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $44.09 | ↑ +60% |
| Jefferson Health Plans | Jefferson Health Plans | $44.97 | ↑ +64% |
| Univera | Univera Medicare | $45.85 | ↑ +67% |
| Geisinger | Geisinger CHIP | $47.02 | ↑ +71% |
| United Healthcare | United Healthcare CHIP | $47.02 | ↑ +71% |
| United Healthcare | United Healthcare Medicaid | $47.02 | ↑ +71% |
| Geisinger | Geisinger Medicaid HC | $47.02 | ↑ +71% |
| Highmark | Highmark Together Blue | $47.93 | ↑ +74% |
| Amerihealth | Amerihealth Medicaid CHC | $48.49 | ↑ +76% |
| Amerihealth | Amerihealth Medicaid HC | $48.49 | ↑ +76% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $48.71 | ↑ +77% |
| Highmark | Highmark Performance Blue | $50.70 | ↑ +84% |
| Highmark | Highmark Blue High Performance | $50.70 | ↑ +84% |
| Highmark | Highmark Community Blue | $50.70 | ↑ +84% |
| Highmark | Highmark Connect Blue | $50.70 | ↑ +84% |
| Highmark | Highmark Indemnity | $50.70 | ↑ +84% |
| Highmark | Highmark Managed Care | $50.70 | ↑ +84% |
| Highmark | Highmark My Blue Access | $50.70 | ↑ +84% |
| Highmark | Highmark My Direct Blue | $50.70 | ↑ +84% |
| Highmark | Highmark Social Mission Indemnity | $50.70 | ↑ +84% |
| Highmark | Highmark Social Mission Managed Care | $50.70 | ↑ +84% |
| Univera | Univera Commercial | $52.20 | ↑ +90% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $53.51 | ↑ +95% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $53.51 | ↑ +95% |
| Cigna | Cigna Commercial | $70.62 | ↑ +157% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $83.54 | ↑ +204% |
| United Healthcare | United Healthcare Of OH Medicaid | $88.07 | ↑ +220% |
| United Healthcare | United Healthcare Commercial | $88.07 | ↑ +220% |
Visitor-reported prices
Comments
Ghs musc test done w/n test comp at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| NewYork-Presbyterian Queens | Flushing | $658.00 | $47.00 – $581.69 |
| NewYork-Presbyterian Columbia University Irving Medical Center | New York | $630.00 | $47.00 – $571.18 |
| Rochester General Hospital | Rochester | $308.09 | not published |
| Massena Hospital | Massena | $442.77 | not published |
| Canton-Potsdam Hospital | Potsdam | $449.09 | $27.91 – $54.31 |
| The Unity Hospital of Rochester | Rochester | $91.47 | not published |
| Newark Wayne Community Hospital | Newark | $308.09 | $51.72 – $107.77 |
| Bellevue Hospital Center | NY 10016 | not published | $0.01 – $645.00 |