Fundus photography with i&r 92250 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$12.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$57.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.36 with Univera vs $292.87 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $13.36 ↑ +7%
Univera Univera Essential Plan $13.36 ↑ +7%
Univera Univera Medicare $16.44 ↑ +31%
Highmark Highmark Together Blue $16.83 ↑ +34%
Highmark Highmark Indemnity $17.81 ↑ +42%
Highmark Highmark Blue High Performance $17.81 ↑ +42%
Highmark Highmark Community Blue $17.81 ↑ +42%
Highmark Highmark Connect Blue $17.81 ↑ +42%
Highmark Highmark Social Mission Managed Care $17.81 ↑ +42%
Highmark Highmark Social Mission Indemnity $17.81 ↑ +42%
Highmark Highmark Performance Blue $17.81 ↑ +42%
Highmark Highmark My Direct Blue $17.81 ↑ +42%
Highmark Highmark My Blue Access $17.81 ↑ +42%
Highmark Highmark Managed Care $17.81 ↑ +42%
Univera Univera Commercial $18.08 ↑ +44%
Amerihealth Amerihealth Caritas Medicare (NY) $18.16 ↑ +45%
Amerihealth Amerihealth Caritas D-SNP Medicare $18.16 ↑ +45%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $22.84 ↑ +82%
Amerihealth Amerihealth Caritas CHC Medicaid $25.09 ↑ +100%
United Healthcare United Healthcare Medicaid $25.09 ↑ +100%
Geisinger Geisinger CHIP $25.09 ↑ +100%
Amerihealth Amerihealth Caritas HC Medicaid $25.09 ↑ +100%
Geisinger Geisinger Medicaid HC $25.09 ↑ +100%
Cigna Cigna Commercial $25.44 ↑ +103%
United Healthcare United Healthcare Navigate Nexus Commercial $38.90 ↑ +210%
United Healthcare United Healthcare Commercial $41.01 ↑ +227%
United Healthcare United Healthcare Of OH Medicaid $41.01 ↑ +227%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $53.80 ↑ +329%
Jefferson Health Plans Jefferson Health Plans $54.88 ↑ +338%
United Healthcare United Healthcare CHIP $57.39 ↑ +358%
Amerihealth Amerihealth Medicaid HC $59.19 ↑ +372%
Amerihealth Amerihealth Medicaid CHC $59.19 ↑ +372%
Highmark Highmark Complete Blue Medicare $140.33 ↑ +1019%
Highmark Highmark Community Blue Medicare PPO $140.33 ↑ +1019%
Highmark Highmark Freedom Blue $141.86 ↑ +1031%
Life Pittsburgh Life Pittsburgh Medicare $152.54 ↑ +1116%
Martin's Point Martin's Point $152.54 ↑ +1116%
American Health Plans American Health Plans Medicare $152.54 ↑ +1116%
Devoted Medicare Devoted Health Medicare Advantage $157.11 ↑ +1153%
Highmark Highmark Together Blue Medicare $158.64 ↑ +1165%
Highmark Highmark Community Blue Medicare HMO $158.64 ↑ +1165%
Highmark Highmark Security Blue $158.64 ↑ +1165%
Aetna Aetna Medicare $158.64 ↑ +1165%
Amerihealth Amerihealth Medicare New York $160.16 ↑ +1177%
Humana Humana Commercial $161.69 ↑ +1189%
United Healthcare United Healthcare Medicare I-SNP $163.21 ↑ +1202%
United Healthcare United Healthcare Medicare D-SNP $164.74 ↑ +1214%
Molina Molina Ohio $166.26 ↑ +1226%
Highmark Highmark Performance Blue Enhanced $222.18 ↑ +1672%
Aetna Aetna Commercial $292.87 ↑ +2235%

Visitor-reported prices

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Fundus photography with i&r 92250 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $152.54 $40.50 – $249.12
Kings County Hospital Center Brooklyn $152.54 $41.41 – $249.12
Lincoln Medical Center Bronx $152.54 $41.41 – $249.12
Metropolitan Hospital Center New York $152.54 $41.41 – $249.12
Queens Hospital Center Jamaica $152.54 $41.01 – $249.12
Woodhull Medical Center Brooklyn $152.54 $41.41 – $249.12
South Brooklyn Health Brooklyn $152.54 $41.41 – $249.12
North Central Bronx Bronx $152.54 $41.41 – $249.12

All New-york hospitals for this procedure →