Foam drg > 48 sq in w/border at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.42 with United Healthcare vs $29.85 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Navigate Nexus Commercial $7.42 —
United Healthcare United Healthcare Commercial $7.80 —
United Healthcare United Healthcare Of OH Medicaid $7.80 —
Univera Univera Commercial $8.31 —
Univera Univera Healthy New York $8.31 —
Univera Univera Essential Plan $8.31 —
Univera Univera Medicare $8.31 —
Highmark Highmark Together Blue $10.46 —
Highmark Highmark Indemnity $11.87 —
Highmark Highmark Blue High Performance $11.87 —
Highmark Highmark Community Blue $11.87 —
Highmark Highmark Connect Blue $11.87 —
Highmark Highmark Managed Care $11.87 —
Highmark Highmark My Blue Access $11.87 —
Highmark Highmark My Direct Blue $11.87 —
Highmark Highmark Performance Blue $11.87 —
Highmark Highmark Social Mission Indemnity $11.87 —
Highmark Highmark Social Mission Managed Care $11.87 —
Highmark Highmark Community Blue Medicare PPO $13.24 —
Highmark Highmark Complete Blue Medicare $13.24 —
Highmark Highmark Freedom Blue $13.38 —
Martin's Point Martin's Point $14.39 —
Life Pittsburgh Life Pittsburgh Medicare $14.39 —
American Health Plans American Health Plans Medicare $14.39 —
Devoted Medicare Devoted Health Medicare Advantage $14.82 —
United Healthcare United Healthcare CHIP $14.83 —
United Healthcare United Healthcare Medicaid $14.83 —
Highmark Highmark Security Blue $14.97 —
Aetna Aetna Medicare $14.97 —
Highmark Highmark Community Blue Medicare HMO $14.97 —
Highmark Highmark Together Blue Medicare $14.97 —
Amerihealth Amerihealth Medicare New York $15.11 —
Amerihealth Amerihealth Caritas D-SNP Medicare $15.11 —
Humana Humana Commercial $15.25 —
United Healthcare United Healthcare Medicare I-SNP $15.40 —
United Healthcare United Healthcare Medicare D-SNP $15.54 —
Molina Molina Ohio $15.69 —
Aetna Aetna Commercial $27.63 —
Highmark Highmark Performance Blue Enhanced $29.85 —

Visitor-reported prices

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Foam drg > 48 sq in w/border at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $8.13 – $16.57
Harlem Hospital Center New York not published $10.88 – $16.57
Kings County Hospital Center Brooklyn not published $10.88 – $16.57
Lincoln Medical Center Bronx not published $10.88 – $16.57
Metropolitan Hospital Center New York not published $10.88 – $16.57
Queens Hospital Center Jamaica not published $10.88 – $16.57
Woodhull Medical Center Brooklyn not published $10.88 – $16.57
South Brooklyn Health Brooklyn not published $10.88 – $16.57

All New-york hospitals for this procedure →