Fetal contract stress test 59020 - 26 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$22.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$102.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.13 with Univera vs $457.07 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $28.13 ↑ +25%
Univera Univera Essential Plan $28.13 ↑ +25%
Amerihealth Amerihealth Caritas Medicare (NY) $32.03 ↑ +43%
Amerihealth Amerihealth Caritas D-SNP Medicare $32.03 ↑ +43%
Highmark Highmark Together Blue $32.69 ↑ +46%
Univera Univera Medicare $33.65 ↑ +50%
Highmark Highmark Indemnity $34.58 ↑ +54%
Highmark Highmark Connect Blue $34.58 ↑ +54%
Highmark Highmark Social Mission Managed Care $34.58 ↑ +54%
Highmark Highmark Social Mission Indemnity $34.58 ↑ +54%
Highmark Highmark Performance Blue $34.58 ↑ +54%
Highmark Highmark My Direct Blue $34.58 ↑ +54%
Highmark Highmark My Blue Access $34.58 ↑ +54%
Highmark Highmark Managed Care $34.58 ↑ +54%
Highmark Highmark Blue High Performance $34.58 ↑ +54%
Highmark Highmark Community Blue $34.58 ↑ +54%
Univera Univera Commercial $37.57 ↑ +67%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $40.26 ↑ +79%
United Healthcare United Healthcare Medicaid $44.23 ↑ +97%
Amerihealth Amerihealth Caritas CHC Medicaid $44.23 ↑ +97%
Geisinger Geisinger Medicaid HC $44.23 ↑ +97%
Geisinger Geisinger CHIP $44.23 ↑ +97%
Amerihealth Amerihealth Caritas HC Medicaid $44.23 ↑ +97%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $45.75 ↑ +104%
Jefferson Health Plans Jefferson Health Plans $46.67 ↑ +108%
United Healthcare United Healthcare CHIP $48.80 ↑ +117%
Amerihealth Amerihealth Medicaid HC $50.32 ↑ +124%
Amerihealth Amerihealth Medicaid CHC $50.32 ↑ +124%
Cigna Cigna Commercial $53.43 ↑ +138%
United Healthcare United Healthcare Navigate Nexus Commercial $56.76 ↑ +153%
United Healthcare United Healthcare Of OH Medicaid $59.85 ↑ +167%
United Healthcare United Healthcare Commercial $59.85 ↑ +167%
Martin's Point Martin's Point $177.00 ↑ +689%
Highmark Highmark Community Blue Medicare PPO $219.01 ↑ +876%
Highmark Highmark Complete Blue Medicare $219.01 ↑ +876%
Highmark Highmark Freedom Blue $221.39 ↑ +887%
Life Pittsburgh Life Pittsburgh Medicare $238.06 ↑ +961%
American Health Plans American Health Plans Medicare $238.06 ↑ +961%
Devoted Medicare Devoted Health Medicare Advantage $245.20 ↑ +993%
Highmark Highmark Together Blue Medicare $247.58 ↑ +1003%
Highmark Highmark Community Blue Medicare HMO $247.58 ↑ +1003%
Highmark Highmark Security Blue $247.58 ↑ +1003%
Aetna Aetna Medicare $247.58 ↑ +1003%
Amerihealth Amerihealth Medicare New York $249.96 ↑ +1014%
Humana Humana Commercial $252.34 ↑ +1025%
United Healthcare United Healthcare Medicare I-SNP $254.72 ↑ +1035%
United Healthcare United Healthcare Medicare D-SNP $257.10 ↑ +1046%
Molina Molina Ohio $259.48 ↑ +1056%
Highmark Highmark Performance Blue Enhanced $346.75 ↑ +1445%
Aetna Aetna Commercial $457.07 ↑ +1937%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $238.06 $0.01 – $781.00
Kings County Hospital Center Brooklyn $238.06 $0.01 – $781.00
Lincoln Medical Center Bronx $238.06 $0.01 – $781.00
Metropolitan Hospital Center New York $238.06 $0.01 – $781.00
Queens Hospital Center Jamaica $238.06 $0.01 – $781.00
Woodhull Medical Center Brooklyn $238.06 $0.01 – $781.00
South Brooklyn Health Brooklyn $238.06 $0.01 – $781.00
North Central Bronx Bronx $238.06 $0.01 – $781.00

All New-york hospitals for this procedure →