External tissue culture neoplastic disorders bone marrow/blood cells at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$95.04

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$432.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.29 with Univera vs $298.21 with Highmark — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Medicare $80.29 ↓ -16%
Highmark Highmark My Direct Blue $94.88 ↓ -0%
Highmark Highmark Together Blue $94.88 ↓ -0%
Highmark Highmark Social Mission Managed Care $94.88 ↓ -0%
Highmark Highmark Blue High Performance $94.88 ↓ -0%
Highmark Highmark Community Blue $94.88 ↓ -0%
Highmark Highmark Social Mission Indemnity $94.88 ↓ -0%
Highmark Highmark Connect Blue $94.88 ↓ -0%
Highmark Highmark Indemnity $94.88 ↓ -0%
Highmark Highmark Managed Care $94.88 ↓ -0%
Highmark Highmark My Blue Access $94.88 ↓ -0%
Highmark Highmark Performance Blue $94.88 ↓ -0%
Univera Univera Commercial $113.44 ↑ +19%
Univera Univera Healthy New York $121.55 ↑ +28%
Univera Univera Essential Plan $121.55 ↑ +28%
Highmark Highmark Community Blue Medicare PPO $132.25 ↑ +39%
Highmark Highmark Complete Blue Medicare $132.25 ↑ +39%
Highmark Highmark Freedom Blue $133.69 ↑ +41%
Cigna Cigna Commercial $138.17 ↑ +45%
American Health Plans American Health Plans Medicare $143.75 ↑ +51%
Life Pittsburgh Life Pittsburgh Medicare $143.75 ↑ +51%
Martin's Point Martin's Point $143.75 ↑ +51%
United Healthcare United Healthcare Commercial $148.06 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $148.06 ↑ +56%
Aetna Aetna Medicare $149.50 ↑ +57%
Highmark Highmark Community Blue Medicare HMO $149.50 ↑ +57%
Highmark Highmark Security Blue $149.50 ↑ +57%
Highmark Highmark Together Blue Medicare $149.50 ↑ +57%
Amerihealth Amerihealth Caritas D-SNP Medicare $150.94 ↑ +59%
Amerihealth Amerihealth Medicare New York $150.94 ↑ +59%
Humana Humana Commercial $152.38 ↑ +60%
United Healthcare United Healthcare Medicare I-SNP $153.81 ↑ +62%
United Healthcare United Healthcare Medicare D-SNP $155.25 ↑ +63%
Molina Molina Ohio $156.69 ↑ +65%
Amerihealth Amerihealth Medicaid CHC $174.56 ↑ +84%
Jefferson Health Plans Jefferson Health Plans $174.56 ↑ +84%
Amerihealth Amerihealth Medicaid HC $174.56 ↑ +84%
United Healthcare United Healthcare Navigate Nexus Commercial $192.34 ↑ +102%
United Healthcare United Healthcare Of OH Medicaid $203.12 ↑ +114%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $261.84 ↑ +176%
Aetna Aetna Commercial $276.00 ↑ +190%
Geisinger Geisinger CHIP $279.30 ↑ +194%
United Healthcare United Healthcare CHIP $279.30 ↑ +194%
United Healthcare United Healthcare Medicaid $279.30 ↑ +194%
Geisinger Geisinger Medicaid HC $279.30 ↑ +194%
Highmark Highmark Performance Blue Enhanced $298.21 ↑ +214%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

External tissue culture neoplastic disorders bone marrow/blood cells at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $143.75 $1.00 – $358.36
Kings County Hospital Center Brooklyn $143.75 $1.00 – $358.36
Lincoln Medical Center Bronx $143.75 $1.00 – $215.63
Metropolitan Hospital Center New York $143.75 $1.00 – $215.63
UPMC Chautauqua Jamestown $310.80 $106.34 – $466.20
Queens Hospital Center Jamaica $143.75 $1.00 – $358.36
Woodhull Medical Center Brooklyn $143.75 $1.00 – $358.36
South Brooklyn Health Brooklyn $143.75 $1.00 – $215.63

All New-york hospitals for this procedure →