Exercise tst brncspsm wo ecg at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$13.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.56 with Univera vs $134.96 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $17.56 ↑ +33%
Univera Univera Healthy New York $17.56 ↑ +33%
Amerihealth Amerihealth Caritas Medicare (NY) $19.56 ↑ +48%
Amerihealth Amerihealth Caritas D-SNP Medicare $19.56 ↑ +48%
Univera Univera Medicare $22.74 ↑ +72%
Highmark Highmark Together Blue $24.38 ↑ +85%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $24.59 ↑ +86%
Highmark Highmark Connect Blue $25.78 ↑ +95%
Highmark Highmark Blue High Performance $25.78 ↑ +95%
Highmark Highmark Community Blue $25.78 ↑ +95%
Highmark Highmark Indemnity $25.78 ↑ +95%
Highmark Highmark Managed Care $25.78 ↑ +95%
Highmark Highmark My Blue Access $25.78 ↑ +95%
Highmark Highmark My Direct Blue $25.78 ↑ +95%
Highmark Highmark Performance Blue $25.78 ↑ +95%
Highmark Highmark Social Mission Indemnity $25.78 ↑ +95%
Highmark Highmark Social Mission Managed Care $25.78 ↑ +95%
Univera Univera Commercial $26.65 ↑ +102%
United Healthcare United Healthcare Medicaid $27.01 ↑ +105%
Geisinger Geisinger Medicaid HC $27.01 ↑ +105%
Geisinger Geisinger CHIP $27.01 ↑ +105%
Amerihealth Amerihealth Caritas HC Medicaid $27.01 ↑ +105%
Amerihealth Amerihealth Caritas CHC Medicaid $27.01 ↑ +105%
Cigna Cigna Commercial $34.02 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $42.94 ↑ +225%
United Healthcare United Healthcare Of OH Medicaid $45.27 ↑ +243%
United Healthcare United Healthcare Commercial $45.27 ↑ +243%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $56.97 ↑ +332%
Jefferson Health Plans Jefferson Health Plans $58.11 ↑ +340%
United Healthcare United Healthcare CHIP $60.77 ↑ +360%
Amerihealth Amerihealth Medicaid HC $62.67 ↑ +375%
Amerihealth Amerihealth Medicaid CHC $62.67 ↑ +375%
Highmark Highmark Community Blue Medicare PPO $64.67 ↑ +390%
Highmark Highmark Complete Blue Medicare $64.67 ↑ +390%
Highmark Highmark Freedom Blue $65.37 ↑ +395%
Life Pittsburgh Life Pittsburgh Medicare $70.29 ↑ +433%
American Health Plans American Health Plans Medicare $70.29 ↑ +433%
Martin's Point Martin's Point $70.29 ↑ +433%
Devoted Medicare Devoted Health Medicare Advantage $72.40 ↑ +448%
Highmark Highmark Community Blue Medicare HMO $73.10 ↑ +454%
Highmark Highmark Together Blue Medicare $73.10 ↑ +454%
Aetna Aetna Medicare $73.10 ↑ +454%
Highmark Highmark Security Blue $73.10 ↑ +454%
Amerihealth Amerihealth Medicare New York $73.81 ↑ +459%
Humana Humana Commercial $74.51 ↑ +464%
United Healthcare United Healthcare Medicare I-SNP $75.21 ↑ +470%
United Healthcare United Healthcare Medicare D-SNP $75.91 ↑ +475%
Molina Molina Ohio $76.62 ↑ +480%
Highmark Highmark Performance Blue Enhanced $102.39 ↑ +676%
Aetna Aetna Commercial $134.96 ↑ +922%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exercise tst brncspsm wo ecg at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $70.29 $55.86 – $110.46
Kings County Hospital Center Brooklyn $70.29 $55.86 – $110.46
Lincoln Medical Center Bronx $70.29 $61.12 – $110.46
Metropolitan Hospital Center New York $70.29 $61.12 – $110.46
Queens Hospital Center Jamaica $70.29 $55.86 – $110.46
Woodhull Medical Center Brooklyn $70.29 $55.86 – $110.46
South Brooklyn Health Brooklyn $70.29 $61.12 – $110.46
North Central Bronx Bronx $70.29 $61.12 – $110.46

All New-york hospitals for this procedure →