Exercise tst brncspsm w/ecg at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$19.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$88.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.92 with Univera vs $292.87 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $25.92 ↑ +34%
Univera Univera Healthy New York $25.92 ↑ +34%
Amerihealth Amerihealth Caritas Medicare (NY) $28.34 ↑ +46%
Amerihealth Amerihealth Caritas D-SNP Medicare $28.34 ↑ +46%
Univera Univera Medicare $33.57 ↑ +73%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $35.63 ↑ +84%
Highmark Highmark Together Blue $35.98 ↑ +86%
Highmark Highmark Connect Blue $38.06 ↑ +97%
Highmark Highmark Blue High Performance $38.06 ↑ +97%
Highmark Highmark Community Blue $38.06 ↑ +97%
Highmark Highmark Indemnity $38.06 ↑ +97%
Highmark Highmark Managed Care $38.06 ↑ +97%
Highmark Highmark My Blue Access $38.06 ↑ +97%
Highmark Highmark My Direct Blue $38.06 ↑ +97%
Highmark Highmark Performance Blue $38.06 ↑ +97%
Highmark Highmark Social Mission Indemnity $38.06 ↑ +97%
Highmark Highmark Social Mission Managed Care $38.06 ↑ +97%
Amerihealth Amerihealth Caritas HC Medicaid $39.14 ↑ +102%
Amerihealth Amerihealth Caritas CHC Medicaid $39.14 ↑ +102%
United Healthcare United Healthcare Medicaid $39.14 ↑ +102%
Geisinger Geisinger Medicaid HC $39.14 ↑ +102%
Geisinger Geisinger CHIP $39.14 ↑ +102%
Univera Univera Commercial $39.34 ↑ +103%
Cigna Cigna Commercial $50.13 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $60.90 ↑ +215%
United Healthcare United Healthcare Commercial $64.21 ↑ +232%
United Healthcare United Healthcare Of OH Medicaid $64.21 ↑ +232%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $70.85 ↑ +266%
Jefferson Health Plans Jefferson Health Plans $72.26 ↑ +273%
United Healthcare United Healthcare CHIP $75.57 ↑ +290%
Amerihealth Amerihealth Medicaid HC $77.93 ↑ +303%
Amerihealth Amerihealth Medicaid CHC $77.93 ↑ +303%
Highmark Highmark Community Blue Medicare PPO $140.33 ↑ +625%
Highmark Highmark Complete Blue Medicare $140.33 ↑ +625%
Highmark Highmark Freedom Blue $141.86 ↑ +633%
Life Pittsburgh Life Pittsburgh Medicare $152.54 ↑ +688%
American Health Plans American Health Plans Medicare $152.54 ↑ +688%
Martin's Point Martin's Point $152.54 ↑ +688%
Devoted Medicare Devoted Health Medicare Advantage $157.11 ↑ +712%
Highmark Highmark Community Blue Medicare HMO $158.64 ↑ +719%
Highmark Highmark Together Blue Medicare $158.64 ↑ +719%
Aetna Aetna Medicare $158.64 ↑ +719%
Highmark Highmark Security Blue $158.64 ↑ +719%
Amerihealth Amerihealth Medicare New York $160.16 ↑ +727%
Humana Humana Commercial $161.69 ↑ +735%
United Healthcare United Healthcare Medicare I-SNP $163.21 ↑ +743%
United Healthcare United Healthcare Medicare D-SNP $164.74 ↑ +751%
Molina Molina Ohio $166.26 ↑ +759%
Highmark Highmark Performance Blue Enhanced $222.18 ↑ +1048%
Aetna Aetna Commercial $292.87 ↑ +1413%

Visitor-reported prices

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Exercise tst brncspsm w/ecg at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $152.54 $74.96 – $249.12
Kings County Hospital Center Brooklyn $152.54 $74.96 – $249.12
Lincoln Medical Center Bronx $152.54 $101.89 – $249.12
Metropolitan Hospital Center New York $152.54 $101.89 – $249.12
Queens Hospital Center Jamaica $152.54 $74.96 – $249.12
Woodhull Medical Center Brooklyn $152.54 $74.96 – $249.12
South Brooklyn Health Brooklyn $152.54 $101.89 – $249.12
North Central Bronx Bronx $152.54 $101.89 – $249.12

All New-york hospitals for this procedure →